USDA VS FHA in Great-Barrington, Berkshire County, MA

As of 2026, the USDA loan limit in Great-Barrington, situated in the county of Berkshire, MA, is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.

Take advantage of Lendersa®'s USDA loan calculator to juxtapose today's optimal USDA and FHA rates, enabling you to ascertain the income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options in Alabama, assisting you in discerning the most suitable program for your specific financial scenario.

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2026 Loan Limits and Down Payment Details in Great-Barrington, Berkshire, MA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Great-Barrington, MA

Lendersa® aims to promptly secure you the most favorable USDA or FHA loan with minimal hassle. Initiate the process by choosing from three starting options that align you with lenders and USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan, secured by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage, designed for rural communities. In contrast to FHA loans that mandate a 3.5% minimum down payment, a USDA loan requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.

  • Angel Mortgage Services Inc
  • 773 S Kirkman Rd, Suite 114, Orlando, FL, 32811
  • We take pride in providing you with first-rate service and not only appreciate but look forward to the opportunity to assist you with your mortgage needs. Ike Darius the founder and CEO of Angel Mortgage Services. Over the course of 19 years Ike have been involved, in some form or another, the mortgage profession.

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  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending

  • Personalized Mortgage Planners Inc
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Multi Home Loans LLC
  • 6735 Conroy Road, 2nd Floor, Suite 219, Orlando, FL, 32835
  • At Multi Home Loans, LLC we educate and empower people to make smart financial decisions with their mortgage in order to build wealth, having amazing rates and low costs! We are not your average mortgage broker, we provide our clients with an unmatched level of product, price and service will always remain our top priority.

  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.

  • NSH MORTGAGE
  • 2195 W Huntington Dr, Beverly Hills, FL, 34465
  • NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.

  • Gulf Coast Mortgage Inc
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Brannen Bank
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  • Citrus Mortgage Associates LLC
  • 1300 Hwy. 41 North, Suite H, Inverness, FL, 34450
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