As of 2026, the USDA loan limit in Great-Barrington, situated in the county of Berkshire, MA, is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Take advantage of Lendersa®'s USDA loan calculator to juxtapose today's optimal USDA and FHA rates, enabling you to ascertain the income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options in Alabama, assisting you in discerning the most suitable program for your specific financial scenario.
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| Loan Type | Loan Limit | Down payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to promptly secure you the most favorable USDA or FHA loan with minimal hassle. Initiate the process by choosing from three starting options that align you with lenders and USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage, designed for rural communities. In contrast to FHA loans that mandate a 3.5% minimum down payment, a USDA loan requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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