USDA VS FHA in Lee, Berkshire County, MA

In 2026, the loan limit for the USDA in Lee, situated in Berkshire county, MA, is $336,500. Conversely, for a single-family home under the FHA, the limit is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose today’s prime USDA and FHA rates. Determine what income, credit, reserves, and documents are necessary for qualification. Our sophisticated mortgage calculator offers a side-by-side evaluation of USDA, FHA, Conforming, and VA, guiding you toward the program in Alabama that best fits your financial context.

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Understanding 2026 loan limits and downpayment needs in Lee, Berkshire, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Lee, MA

Lendersa® aims to swiftly provide you with the most favorable USDA or FHA loan without complexity. You can initiate the process from any of three available starting points, connecting you with matching lenders and USDA loan offerings.

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Understanding the USDA Loan in MA

The USDA home loan, which is secured by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically accessible in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands none, making it an attractive option for qualifying borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We are a full-service mortgage brokerage based in San Diego, CA. We offer the benefit of wholesale mortgage rates with exceptional personal service. We work closely with our customers in securing the best loans possible, while keeping them informed every step of the process. We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA,
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