In 2026, the USDA loan limit for Sheffield, within Berkshire county, MA, stands at $336,500. For a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, determining the income, credit reserves, and documents necessary for qualification. Our comprehensive mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, enabling you to find the best program for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure you the best possible USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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