USDA Vs. FHA Pro and Con comparison in Millville, Worcester County, MA

In 2025, USDA loan limit in Millville, county of Worcester, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Millville, county of Worcester, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Millville, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Lynn Wang Financial LLC
  • 4640 Walnut Lake Road, Bloomfield Hills, MI, 48301
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  • Parkway Federal Credit Union
  • 23400 Plymouth Road, Redford, MI, 48239
  • Parkway Federal Credit Union has been serving our membership since 1947. We are a full service financial institution with a friendly community approach. Our credit union is a financial institution owned and controlled by it membership for their benefit that: -delivers superior service in a friendly & courteous manner with respect for the wort
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