In 2025, the USDA loan limit for Nantucket, within the boundaries of Nantucket county, MA, stands at $776,600. Meanwhile, the FHA limit for a home designed for a single family is $1,089,300.
Employ the Lendersa® USDA loan calculator for a comparison of today’s optimal USDA vs. FHA rates. This allows you to figure out the income bracket, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
At Lendersa®, our primary aim is to promptly secure the ideal USDA or FHA loan for you with utmost convenience. Choose from one of three starting points that facilitate pairing with suitable lenders alongside the USDA loan programs available.
A USDA home loan is backed by the government via the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. This type of loan is solely offered in rural locales. In contrast to FHA loans, which demand a down payment of a minimum 3.5%, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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