USDA and FHA Pro and Con in Eastham, Barnstable County, MA

For 2025, the USDA loan limit in Eastham, located in the county of Barnstable, MA, is $496,800. Meanwhile, the FHA loan limit for a single-family residence is $701,500.

Leverage the Lendersa® USDA loan calculator to effectively compare today's top rates for USDA versus FHA loans, and assess the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program best fits your financial needs, particularly in Alabama.

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2025 Loan Limits and Downpayment Requirements in Eastham, Barnstable, MA

Loan Type Loan Limit Down payment
USDA $496,800 0%
FHA $701,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Eastham, MA

The primary objective of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. Choose from one of three approaches to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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