USDA and FHA Pro and Con in Eastham, Barnstable County, MA
For 2026, the USDA loan limit in Eastham, located in the county of Barnstable, MA, is $496,800. Meanwhile, the FHA loan limit for a single-family residence is $701,500.
Leverage the Lendersa® USDA loan calculator to effectively compare today's top rates for USDA versus FHA loans, and assess the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program best fits your financial needs, particularly in Alabama.
2026 Loan Limits and Downpayment Requirements in Eastham, Barnstable, MA
Loan Type
Loan Limit
Down payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Eastham, MA
The primary objective of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. Choose from one of three approaches to connect with lenders and discover USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.
Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
"Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers. We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
