For 2026, the USDA loan limit in Eastham, located in the county of Barnstable, MA, is $496,800. Meanwhile, the FHA loan limit for a single-family residence is $701,500.
Leverage the Lendersa® USDA loan calculator to effectively compare today's top rates for USDA versus FHA loans, and assess the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to contrast USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program best fits your financial needs, particularly in Alabama.
2026 Loan Limits and Downpayment Requirements in Eastham, Barnstable, MA
Loan Type
Loan Limit
Down payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Eastham, MA
The primary objective of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. Choose from one of three approaches to connect with lenders and discover USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
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