In the year 2025, the USDA loan limit for Wellfleet, located within Barnstable County, MA, has been set at $496,800. For single-family homes, the FHA maximum stands at $701,500.
Utilize the Lendersa® USDA loan calculator to effectively compare today's most favorable USDA and FHA rates and understand the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in aligns best with your financial circumstances.
2025 Loan Limits and Down payment Requirements in Wellfleet, Barnstable County, MA
Loan Type
Loan Limit
Down payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wellfleet, MA
Lendersa® endeavors to secure the most favorable USDA or FHA loan for you promptly and without hassle. Choose one of three starting approaches to lock in matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
The Collective Lending Group has more than 20 years of experience in the real estate industry, with more than $100 million in closings. This has been possible because of the collective efforts of our well rounded team of successful bankers, brokers, and support staff of marketing experts, accounting magicians, and operation machines
BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
We provide traditional mortgages to purchase or refinance your property in Florida, but we are also specialists in complicated loans, such as condo financing, self-employed borrowers, foreign nationals, stated income loans for investors, first time homebuyers and all types of up and coming mortgage financing available.
300 71st Street, Suite 445, Miami Beach, FL, 33141
Southeast Bankers Mortgage Corporation is committed to providing our clients with the best financial services and solutions in Florida. We pride ourselves on helping clients take their first steps into homeownership and guiding them to find the lowest rates available on the market.
Since 1973, Bank of Pensacola has been dedicated to the needs of local service members and their families. It began with Admiral John Dale Price’s desire to provide a full service bank dedicated to the service member aboard Naval Air Station Pensacola. The dream of a bank that could help service members worldwide became a reality when our founder
8410 Northeast 1st Place, Suite 100, Miami, FL, 33138
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
