USDA VS FHA in Provincetown, Barnstable County, MA

For 2025, in Provincetown, within Barnstable county, MA, the USDA loan limit is $496,800, whereas the FHA limit for a single-family home is $701,500.

Utilize the Lendersa® USDA loan calculator to compare USDA against FHA's best rates today and check the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, to help you choose the best option for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Provincetown, County of Barnstable, MA

Loan Type Loan Limit Down Payment
USDA $496,800 0%
FHA $701,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Provincetown, MA

Lendersa® aims to provide you the best USDA or FHA loan quickly and with ease. Begin with one of three different strategies to connect with lenders and look into USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in MA?

A USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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