USDA VS FHA in Provincetown, Barnstable County, MA

For 2026, in Provincetown, within Barnstable county, MA, the USDA loan limit is $496,800, whereas the FHA limit for a single-family home is $701,500.

Utilize the Lendersa® USDA loan calculator to compare USDA against FHA's best rates today and check the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, to help you choose the best option for your financial needs in Alabama.

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2026 Loan Limits and Downpayment Requirements in Provincetown, County of Barnstable, MA

Loan Type Loan Limit Down Payment
USDA $496,800 0%
FHA $701,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Provincetown, MA

Lendersa® aims to provide you the best USDA or FHA loan quickly and with ease. Begin with one of three different strategies to connect with lenders and look into USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in MA?

A USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Provincetown Lenders

  • Cape Cod 5 Lending and Wealth Management Office
  • 2745 Main St, Brewster, MA, 02631
  • Lends in Massachusetts
  • "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
    We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"

  • Nauset Mortgage
  • 23 Brewster Cross Rd, Orleans, MA, 02653
  • Lends in Massachusetts
  • Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.

  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Lends in Massachusetts
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Lends in Massachusetts
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • Lends in Massachusetts
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital

  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.

  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • Lends in Massachusetts
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.

  • Powerhouse Funding Corp
  • 439 Columbia Rd, Suite 101, Hanover, MA, 02339
  • Lends in Massachusetts
  • Powerhouse Funding Corp. is a residential mortgage brokerage in Hanover, Massachusetts, specializing in conventional and government mortgage lending products.We arrange residential mortgage loans for clients home purchase and home refinance needs through a vast array of lenders that we broker with.