USDA Vs. FHA Pro and Con comparison in Bel-Air-South, Harford County, MD
In 2025, the USDA loan limit in Bel-Air-South, located in Harford county, MD, is set at $430,500, while the FHA limit for a single-family home stands at $538,200.
Leverage the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, and evaluate the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program tailored to your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Bel-Air-South, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bel-Air-South, MD
The aim of Lendersa® is to efficiently provide you with the ideal USDA or FHA loan quickly and without hassle. Choose one of three paths to connect with matching lenders and desired USDA loan programs.
A USDA home loan, often known as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is available solely in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require none at all.
30 West Superior Street, Suite 126, Duluth, MN, 55802
Minnesota Power Employees Credit Union (MPECU) is a member-owned, not-for-profit financial cooperative, whose primary mission is serving our member/owners. Minnesota Power Employees Credit Union was founded in 1933. During our first 61 years, we only served the employees and family members of Minnesota Power.
North Shore Bank is a locally-owned and managed, independent, community bank that has been operating in the Duluth area for over 100 years. We proudly offer a full array of traditional personal and business banking products, mortgage services, and a full selection of trust & investment services all handled by our experienced and professional staff.
We look forward to becoming your exclusive full-service financial institution. Harbor Pointe Credit Union was founded in 1933 as Duluth Teachers Credit Union to serve the financial needs of the educational community of Duluth. We have grown to serve over 9000 members in our community with our savings, checking, investment, mortgage.
Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else.
400 E Little Canada Road E, Little Canada, MN, 55117
MN Catholic Credit Union has been serving members of our Catholic community since 1946 with excellent personalized service & making financial products both affordable & accessible. This credit union is the combination of 2 Catholic credit unions with rich histories. In 2011, St John’s of Little Canada Credit Union acquired MN Catholic Credit Union.
Since 2003, Jay Dacey has been helping home owners plan for, obtain and manage their home loans. The Jay Dacey Mortgage Team was founded to fulfill our mission to help clients achieve the American Dream of home ownership. Our vision is to become the largest independent mortgage brokerage in MN by delivering 5 star service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
200 University Avenue West, Suite 100, Saint Paul, MN, 55103
At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good. The Sunrise family has been serving the urban core of Minneapolis
2641 E. Atlantic Blvd, Suite 310, Pompano Beach, FL, 33062
1st Med Transitions, LLC is a privately held nationwide dental practice brokerage specializing solely in Dental Practice Sales & Transitions. We pride ourselves on being a tech-driven brokerage offering sellers a smarter, more efficient way to sell their dental practice Our clients are primarily dental practitioners located throughout the United St
2605 East Atlantic Blvd, Suite 201, Pompano Beach, FL, 33062
Affiliated Mortgage Company is a locally owned and operated mortgage brokerage company serving the entire State of Florida. With over 28 years of lending experience, you can trust our high level of integrity and service. We pride ourselves on providing an exceptional lending experience to our clients.
