USDA Loan Vs. FHA loan for Bel-Air-South, MD 2025

In 2025, USDA loan limit in Bel-Air-South, county of Harford, MD is $430,500 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bel-Air-South, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

1 (516) 412-6774 Lender's profile and map Reviews Flatiron Realty Capital 60 Madison Ave, #1001, New York, NY, 10010 Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
(888) 895-9685 Lender's profile and map Reviews Grasshopper Bank, National Association 915 Broadway, 7th Floor, New York, NY, 10010 Grasshopper began operations in 2019 and is a client-first digital bank serving small businesses, startups, and the investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms
(862) 200-7015 Lender's profile and map Reviews StackSource 43 W 23rd St, New York, NY, 10010 StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
(800) 757-7296 Lender's profile and map Reviews The Provident Loan Society 346 Park Ave South, New York, NY, 10010 Provident Loan was authorized by the State Legislature on April 13, 1894, and opened its doors five weeks later. Then as now, new immigrants and those without the means to establish a traditional banking relationship had few options for obtaining short term credit; many fell victim to predatory loan sharks.
646 895 6090 Lender's profile and map Reviews Fund That Flip 10 E 23rd Street, 5th FL, New York, NY, 10010 Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
(212) 266-9200 Lender's profile and map Reviews Piermont Bank 1071 Ave Of The America, 3rd Floor, New York, NY, 10018 In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world. Today we’re proud to deliver peer banking - we meet you where you are, reflect your business needs, and act with speed.
(212) 957-1055 Lender's profile and map Reviews 1199 SEIU Federal Credit Union 498 7th Avenue, 2nd Floor, Manhattan, NY, 10018 1199 SEIU Federal Credit Union was founded in 1940 to serve the financial needs of 1199 SEIU New York’s Health and Human Service Employees Union. While the credit union has grown considerably over the years, we are proud to have maintained our family atmosphere. As a member-owned, not-for-profit financial institution
(212) 419-1157 Lender's profile and map Reviews Riverside Park Capital - Commercial Mortgages 10 Times Square, New York, NY, 10018 We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team. Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
(888) 881-5978 Lender's profile and map Reviews OnDeck Capital 1400 Broadway, New York, NY, 10018 We believe that small businesses are the lifeblood of the U.S. economy, and historically have been underserved financially. Since our founding in 2006, we’ve been committed to making it efficient and convenient for small businesses to access financing online. We know that a small business is more than just a credit score.
(646) 992-4696 Lender's profile and map Reviews Simplist Mortgage LLC 500 7th Ave, Suite 14A124, New York, NY, 10018 Simplist is a digital mortgage marketplace committed to modernizing and simplifying the mortgage application process. Founded in 2018 by a team of experienced real estate and finance experts, Simplist works with major national firms and established regional lenders to help prospective homeowners find mortgages as unique as they are.