For 2025, the USDA loan limit in Edgewood, Harford county, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It will guide you in evaluating required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the program in that best aligns with your financial situation.
2025 Loan Limits and Down Payment Requirements in Edgewood, Harford County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Edgewood, MD
The mission of Lendersa® is to provide you with the best USDA or FHA loan quickly and smoothly. Choose from three initial steps that connect you to lenders and explore USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans have no down payment requirement.
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