USDA VS FHA in Edgewood, Harford County, MD

For 2026, the USDA loan limit in Edgewood, Harford county, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.

Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It will guide you in evaluating required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the program in that best aligns with your financial situation.

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2026 Loan Limits and Down Payment Requirements in Edgewood, Harford County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Edgewood, MD

The mission of Lendersa® is to provide you with the best USDA or FHA loan quickly and smoothly. Choose from three initial steps that connect you to lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Explaining USDA Loan in MD

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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