USDA VS FHA in Riverside, Harford County, MD

In 2025, the USDA loan cap for Riverside in Harford county, MD stands at $466,400. Conversely, the FHA limit for a single-family residence is $632,500.

Try out the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates and identify the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your financial profile.

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2025 Loan Limits and Down Payment Requirements in Riverside, Harford County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Riverside, MD

Lendersa® is committed to delivering the best USDA or FHA loan options quickly and without hurdles. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture, targeted for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment, offering easier access for qualifying buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bahl Homes is a family owned and operated business. Bahl Homes has developed a business philosophy that centers on the basic belief that customers deserve the best. Our emphasis on customer service has allowed us to maintain and grow our customer base by way of referral and repeat business. We would love the chance to work for you!
  • The Home Loan Center
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  • Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.
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  • 1860 Embarcadero Rd, Palo Alto, CA, 94303
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  • Jadestone Mortgage, Inc.
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