USDA Loan Vs. FHA loan for Bel-Air, MD [ best of 2023]

In 2025, USDA loan limit in Bel-Air, county of Harford, MD is $430,500 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bel-Air, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(805) 714-5778 2422 miles Lender's profile and map Reviews Real Estate Unlimited 3210 Santa Maria Way, Suite 170, Santa Maria, CA, 93455 Alonso Curiel As an agent who's an expert in this local area, He bring a wealth of knowledge & expertise about buying & selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Alonso eager is to serve you. Here are some of the things he can do for you: Find Your Next Home, Sell a Home.
(805) 220-4517 2422 miles Lender's profile and map Reviews J7 Mortgage 340 E Clark Ave, Orcutt, CA, 93455 J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.
(805) 698-9454 2422 miles Lender's profile and map Reviews Bardi & Associates Real Estate 400 East Clark Avenue, Suite D, Orcutt, CA, 93455 Bardi & Associates Real Estate is not an ordinary Brokerage. It is a Real Estate Boutique Certified in Luxury Home Sales, as well as residential, investment, commercial and business opportunities. Jolyn and Blake have created a brand that is top notch in professionalism. Bardi & Associates Real Estate handles each client.
(805) 878-3228 2422 miles Lender's profile and map Reviews Pinnacle Lending 946 Diamond Dr, Santa Maria, CA, 93455 Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.
(805) 361-9352 2422 miles Lender's profile and map Reviews Murphy Home Loans, Inc 2540 Professional Pkwy, Santa Maria, CA, 93455 Murphy Home Loans Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
(925) 634-6700 2423 miles Lender's profile and map Reviews Pacific Funding Group 70 Eagle Rock Way, Suite A, Brentwood, CA, 94513 Pacific Funding Group is Mortgage Company that provides Purchase and Refinance loans in the state of California. With branches in Brentwood and Walnut Creek CA, we have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products.
(925) 240-0051 2423 miles Lender's profile and map Reviews REInspired Home Loans 541 Montana Street, Brentwood, CA, 94513 Your Dream House is out there just waiting for you. With the mix of Search Tools you'll find - You have the ability to effortlessly search listings, save searches, and properties for future visits. The House you've always imagined is only one click away! Let Kristine Messa get you Pre-Approved so that you can find your dream home!
(925) 338-5193 2423 miles Lender's profile and map Reviews SC Realty 2252 Putter Court, Brentwood, CA, 94513 SC Realty is a locally-owned brokerage company, focusing on residential financing and sales. We are proud to offer a full-service experience for all your residential real estate needs. At SC Realty, we are a one-stop shop whether you are selling, buying, refinancing, or looking to obtain a new loan.
(510) 377-3686 2423 miles Lender's profile and map Reviews Paragon Estates 1837 Tanglewood Lane, Brentwood, CA, 94513 We pledge to be in constant communication with our clients, keeping them fully informed throughout the entire buying or selling process. We believe that if you’re not left with an amazing experience, we haven’t done our job. We don’t measure success through achievements or awards, but through the satisfaction of our clients.
877 462 3422 2423 miles Lender's profile and map Reviews All California Lending 1145 2nd Street A262, Brentwood, CA, 94513 All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.
(805) 543-5839 2424 miles Lender's profile and map Reviews SLO Credit Union 1220 Osos Street, San Luis Obispo, CA, 93401 In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.