USDA Loan Vs. FHA loan for Fallston, MD 2026

In 2026, the USDA loan limit in Fallston, within Harford County, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool helps identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your financial situation.

USDA and FHA Loan Options in Fallston, MD

The aim of Lendersa® is to help you secure the best USDA or FHA loan quickly and with ease. Choose one of three methods to find matching lenders and explore USDA loan programs.

Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

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(972) 262-7935 Lender's profile and map Reviews Grand Prairie Credit Union 209 N. Center Street, Grand Prairie, TX, 75050 Grand Prairie Credit Union is located in Grand Prairie, TX, United States and is part of the Depository Credit Intermediation Industry. Grand Prairie Credit Union has 5 total employees across all of its locations and generates $551, 999 in sales (USD). (Employees figure is modelled).
(214) 884-5626 Lender's profile and map Reviews Lending Elite Inc 1401 Highway 360, Unit 1021, Euless, TX, 76039 Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
(214) 810-4711 Lender's profile and map Reviews Home Key Loans 3005 Scotch Elm Street, Euless, TX, 76039 Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry
(254) 739-2594 Lender's profile and map Reviews FREESTONE CREDIT UNION 613 Main Street, Teague, TX, 75860 Our Mission is to provide quality financial services to our members. We are dedicated to providing loans at reasonable rates, promoting thrift and maintaining financial stability to safeguard the assets of Freestone Credit Union. At the same time, we will offer these services with professionalism, integrity and innovation to provide
(682) 622-9362 Lender's profile and map Reviews Ensure Home Loans LLC 950 Deer Hollow Boulevard, Southlake, TX, 76092 Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(817) 578-1329 Lender's profile and map Reviews L W Financial Services Inc 751 E Southlake Blvd, Suite 113, Southlake, TX, 76092 L W Financial Services Inc is a a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage loan sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(817) 881-2600 Lender's profile and map Reviews Assurance Home Loans 130 Jellico Circle, Southlake, TX, 76092 Assurance Home Loans specialize in home financing -- finding the best (lowest cost, smooth process) mortgage loan for each borrower. Ask about our 1% down payment purchase loan! We also have Conventional loans up to $679, 650 for all of Texas (avoid Jumbo rates). Your loan matters to us,
(817) 329-9777 Lender's profile and map Reviews Southern Mortgage Group, LLC 546 Silicon Drive, Suite 100, Southlake, TX, 76092 Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
(817) 756-1555 Lender's profile and map Reviews Red Diamond Home Loans, LLC 165 S. Kimball Avenue, Southlake, TX, 76092 Red Diamond Home Loans is a unique Mortgage Banking Company that is focused on providing premier client solutions. This includes a variety of product, excellent pricing and exceptional service. Many banks/mortgage banks provide a company solution that will not always fit the need of all clients. We utilize a variety of investors to meet those needs
(817) 313-6498 Lender's profile and map Reviews Finite Mortgage, Inc. 6 Heritage Court, Trophy Club, TX, 76262 At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(817) 550-8840 Lender's profile and map Reviews IMAX MORTGAGE LLC 2550 Bobcat Blvd, Suite 104, Trophy Club, TX, 76262 iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions
(214) 973-0284 Lender's profile and map Reviews Mortgage 4 U, LLC 99 Trophy Club Dr, Trophy Club, TX, 76262 We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.Ask about residential & commercial loan options, including niche & portfolio loans, to help achieve your real estate investment goals.Mortgage 4 U is an independent mortgage lender for those seeking competitive rates & excellent service.