USDA and FHA Pro and Con in Pleasant-Hills, Harford County, MD
In 2026, the USDA loan limit for Pleasant-Hills, in the county of Harford, MD, is set at $430,500. In contrast, the FHA limit for single-family properties is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. This tool helps you assess the required income, credit, reserves, and paperwork to qualify. By leveraging our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in for your financial outlook.
2026 Loan Limits and Down Payment Needs in Pleasant-Hills, Harford, MD
Loan Type
Loan Limit
Down payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Pleasant-Hills, MD
Lendersa® aims to provide you with the best possible USDA or FHA loan efficiently and without complications. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is specifically designed for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment whatsoever.
2435 NW Front Avenue, Suite A, Portland, OR, 97209
At Portland Local 8 Federal Credit Union we offer personalized financial service to our family of credit union members. Our mission is to provide a welcoming atmosphere while striving to become our members’ primary financial institution. We offer competitive loan rates and dividends on deposits and will continue to evaluate and expand our services.
1126 NW Marshall St, Suite 100, Portland, OR, 97209
Take advantage of low mortgage rates before it's too late. Don't get lost in the maze of lending. Thanks to the experience of your local expert, Josh Leake with Portland Mortgage, you can refinance or purchase a home with ease. Headquartered in Portland, Oregon. Licensed in Oregon and Washington.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate
Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
Firedman financial inc is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Apartment Loan Store, a division of Business Loan Store(link is external), is a Commercial Mortgage Banking and Advisory Firm since 1997. We are members of the Mortgage Bankers Association and lend in all 50 states. Our funds come from Fannie Mae, Freddie Mac, HUD, Life Companies, Capital Markets, Mortgage Backed Securities, Hedge Funds, Pension F
Olympia Federal Savings began in 1906 in downtown Olympia remaining a mutual savings and loan, owned by our account holders ever since. With loans and deposits staying local, you can rest-assured knowing your dollars are reinvested back into the community in which you work and live.
TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
Longshoremen’s Local 4 Federal Credit Union was established on the evening of March 1, 1956. The original name of the credit union was 1-4 Federal Credit Union. It was located in the hiring hall with limited hours of operation. We were founded by Local 4 Longshoremen to serve members of Local 4 and their families
Riverview Bancorp, Inc. is the holding company of Riverview Community Bank, a progressive community-oriented financial institution that emphasizes local, personal service throughout Southwest Washington and the Portland metropolitan area. The Company provides personal and commercial financial solutions through its network of 17 branches.
