USDA Vs. FHA your options comparison in Pleasant-Hills, Harford County, MD

In 2025, USDA loan limit in Pleasant-Hills, county of Harford, MD is $430,500 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Pleasant-Hills, county of Harford, MD

Loan Type Loan Limit Down payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Pleasant-Hills, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Los Angeles Police Federal Credit Union
  • 16150 Sherman Way, Van Nuys, CA, 90012
  • LAPFCU is an established and highly-reputable credit union with several locations across the greater LA Metro area & we view our talented associates as the secret to our success. Our Mission is to enhance the quality of life of our members by serving as a trusted partner, providing rewarding financial solutions through truly exceptional service.
  • Water and Power Community Credit Union
  • 1053 W Sunset Blvd, Los Angeles, CA, 90012
  • Water and Power Community Credit Union was formed in 1936 by 10 employees of the Department of Water and Power (DWP). Through the years, WPCCU has helped members send their children to college, save for retirement, purchase a vehicle and a home. The credit union was the place where countless members turned to solve life's financial challenges.
  • Cathay Bank
  • 777 North Broadway, Los Angeles, CA, 90012
  • Cathay Bank is a bank with operations in nine states. Cathay Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and Community Home Buyers Program mortgages and our clients remain the same. Everyone believes in the power of initiative and perseverance.
  • Instant Bad Credit Loans
  • 219 N Hill St, Los Angeles, CA, 90012
  • At Instant Bad Credit Loans, we can help you find a lender for poor credit loans. Even with your bad credit status, you could still be eligible for loans for people with bad credit. Online lenders generally use their own formula to determine eligibility, so having a bad credit history doesn't mean you can't be pre-approved.
  • Prime 1 Estates, Inc.
  • 304 Myrtle St, Suite 423, Burbank, CA, 91501
  • Prime 1 Estates is a Multiple Listing Services member, which means we have direct access to market statistics & trends. We are able to provide you with local real estate market trends to you for better decision making & insight to your local market.By using the below tool, you can visualize the housing market data for cities in San Fernando Valley.
  • Regal Equity Source Inc
  • 1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
  • Regal Equity Source, Inc, our professional mortgage consultants can help you find the right mortgage tailored for you. We recognize that mortgages are not a one size fits all type of product as everyone has different needs and goals in life. The array of mortgage products that we offer allows us to help you put you on the right pathway.
  • Fidelity Funding Loans
  • 6618 San Fernando Road, Unit 209, Glendale, CA, 91201
  • Fidelity Funding Loans we understand that you are making one of the most important financial decisions and commitments of your life and we will guide you along the way to find the best product with the lowest rate tailored to your specific need. Whether you’re purchasing your first home, investing in a vacation home, buying an investment property.
  • CHATHAM MORTGAGE PARTNERS
  • 100 N Brand Blvd, Suite 320, Glendale, CA, 91201
  • Chatham Mortgage Partners, for over 25 years has served the Los Angeles area, providing a high trust approach to all customer lending needs, the Founder Joseph Chatham, instilled these core values during his 25 year tenure with the company, that is why today Chatham Mortgage Partners has helped more than Five thousand families and has built a reput
  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
  • Nordstrom Federal Credit Union
  • 2701 Hoyt Avenue, Everett, WA, 98201
  • Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.