USDA Vs. FHA Pro and Con comparison in Pleasant-Hills, Harford County, MD
In 2025, the USDA loan limit for Pleasant-Hills, in the county of Harford, MD, is set at $430,500. In contrast, the FHA limit for single-family properties is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. This tool helps you assess the required income, credit, reserves, and paperwork to qualify. By leveraging our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in for your financial outlook.
2025 Loan Limits and Down Payment Needs in Pleasant-Hills, Harford, MD
Loan Type
Loan Limit
Down payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Pleasant-Hills, MD
Lendersa® aims to provide you with the best possible USDA or FHA loan efficiently and without complications. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is specifically designed for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment whatsoever.
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