USDA Vs. FHA your options comparison in Bel-Air-North, Harford County, MD
For 2025, the USDA loan limit in Bel-Air-North, located in Harford county, MD, is $430,500. The FHA limit for a single-family home is $538,200.
Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side to help you select the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Bel-Air-North, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bel-Air-North, MD
Lendersa®'s mission is to quickly secure the ideal USDA or FHA loans for you without hassle. Choose from three starting paths to engage with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
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