FHA Vs. USDA loan program for Bel-Air-North, Harford County, Maryland

For 2025, the USDA loan limit in Bel-Air-North, located in Harford county, MD, is $430,500. The FHA limit for a single-family home is $538,200.

Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side to help you select the best option for your financial situation in .

USDA and FHA Loan Options in Bel-Air-North, MD

Lendersa®'s mission is to quickly secure the ideal USDA or FHA loans for you without hassle. Choose from three starting paths to engage with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.

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(218) 436-2151 Lender's profile and map Reviews Prime Security Bank 201 Main Street North, Karlstad, MN, 56732 Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.
(701) 847-2600 Lender's profile and map Reviews First State Bank & Trust Company 612 Broadway, Thompson, ND, 58278 Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
(972) 347-9224 Lender's profile and map Reviews Horizon Lending Services 11411 Cedar Glen, Flint, TX, 75762 Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision
(316) 788-1111 Lender's profile and map Reviews Citizens Bank of Kansas 300 N Main, Kingman, KS, 67068 Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
(785) 658-3441 Lender's profile and map Reviews The Wilson State Bank 422 26th Street, Wilson, KS, 67490 Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
(405) 293-6300 Lender's profile and map Reviews Bozarth Home Mortgage 109 S Division St, Guthrie, OK, 73044 Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
(701) 775-3738 Lender's profile and map Reviews University Federal Credit Union 1575 17th Avenue South, Grand Forks, ND, 58201 University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure. Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
(701) 780-5733 Lender's profile and map Reviews MED PARK CREDIT UNION 1200 South Columbia Road, Grand Forks, ND, 58201 The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
(701) 772-2690 Lender's profile and map Reviews Area Community Credit Union 2800 South Washington Street, Grand Forks, ND, 58201 The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
(701) 795-3357 Lender's profile and map Reviews Alerus Financial 401 Demers Ave, Grand Forks, ND, 58201 With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
(402) 482-5222 Lender's profile and map Reviews Chambers State Bank 104 E Main St, Chambers, NE, 68725 Chambers State Bank is located in Chambers, NE, United States and is part of the Depository Credit Intermediation Industry. Chambers State Bank has 7 total employees across all of its locations and generates $3.66 million in sales (USD). There are 4 companies in the Chambers State Bank corporate family.
(402) 752-3235 Lender's profile and map Reviews Adams County Bank 401 North Smith Ave, Kenesaw, NE, 68956 Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934. To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996. In 2009, work began on the construction of a brand new building