USDA Vs. FHA Pro and Con comparison in North-Kensington, Montgomery County, MD
In 2025, the USDA loan cap in North-Kensington, county of Montgomery, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Leverage the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA. It helps you determine income, credit, reserves, and the documents needed to qualify. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, guiding you to select the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in North-Kensington, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in North-Kensington, MD
Lendersa® aims to secure the best USDA or FHA loan for you, quickly and without hassle. Begin with one of three methods to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
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1845 Woodall Rodgers Freeway, Suite 1300, Dallas, TX, 75201
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2301 Cedar Springs Road, Suite 200, Dallas, TX, 75201
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1919 McKinney Avenue, Suite 100, Dallas, TX, 75201
AsertaLoans is a mortgage brokerage company, founded to make the homebuying process easier for homeowners with super low rates. With AsertaLoans, you fill out just one application with one Mortgage Loan Officer, then we check with several wholesale lenders to bring you the lowest rate. This means lower monthly payments for homeowners.
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