USDA Loan Vs. FHA loan for North-Kensington, MD [ best of 2023]

In 2025, USDA loan limit in North-Kensington, county of Montgomery, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Kensington, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(925) 260-4985 2410 miles Lender's profile and map Reviews Watson Capital Mortgage 2950 Buskirk Avenue, Suite 300, Walnut Creek, CA, 94597 Watson Capital Mortgage is a tech- oriented independent mortgage company, laser focused on delivering our qualified purchase & Refinance customers some of the LOWEST interest rates in CA. We partner with only the best "wholesale" mortgage lenders which allows us to price off wholesale rate sheets- potentially saving customers thousands of dollars.
(925) 855-8181 2410 miles Lender's profile and map Reviews Mutual Funding Group 1539 Geary Road, Suite H, Walnut Creek, CA, 94597 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
(925) 938-8555 2410 miles Lender's profile and map Reviews Wallstreet Mortgage Company 38 Kuhl Court, Walnut Creek, CA, 94597 Wallstreet Mortgage Company offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
(800) 891-2778 2410 miles Lender's profile and map Reviews Apoyo Financiero 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597 Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.
(831) 449-1227 2410 miles Lender's profile and map Reviews Diego Jacob Sandoval Capitol Mortgage 1880 N. Main Street, Suite 200, Salinas, CA, 93906 We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
(831) 800-7142 2410 miles Lender's profile and map Reviews Essential Mortgage Solutions Inc 971 North Main St, Suite 209, Salinas, CA, 93906 Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(831) 756-0551 2410 miles Lender's profile and map Reviews Oasis Realty and Financial Services 131 Columbine Drive, Salinas, CA, 93906 Oasis Realty and Financial Services have Mortgage Loans and Real Estate, serving the Monterey Peninsula and nearby counties. Norma Ramirez can help you guide you through this complicated process with your best interests in mind. Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract.
(831) 229-1116 2410 miles Lender's profile and map Reviews Platinum Capital Mortgage 22581 Murietta Road, Salinas, CA, 93908 Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
4084406620 2410 miles Lender's profile and map Reviews NEXA Mortgage LLC 6178 Cottle Rd, G8, San Jose, CA, 95123 NEXA Mortgage is a full-service mortgage broker. We offer every loan product known and have the ability to shop all loans for the best possible option for any consumer on a single visit. I NEXA's short 6 year history it has grown to become the largest Mortgage Brokerage in the nation with over 2,100 licensed mortgage loan originators.
(877) 637-4937 2410 miles Lender's profile and map Reviews Meriwest Mortgage 5615 Chesbro Avenue, San Jose, CA, 95123 Meriwest Credit Union delivers financial value to individuals and small businesses in the Greater Bay Area of California and Tucson, AZ. We provide to those who are seeking above market rates on deposits, low loan rates, lower fees, product options and an experience that makes you feel confident about your decision to do business with us.
(408) 637-5980 2410 miles Lender's profile and map Reviews Lendson 488 Blossom Hill Road, San Jose, CA, 95123 Lendson We have provided a financial mortgage calculator tool above to help the users understand the important of financial planning, so they can make a wise decision towards their mortgage need. and also We are built on a trust foundation with a clear understanding that trust is something we must earn every day. With our clients.