USDA Vs. FHA your options comparison in South-Kensington, Montgomery County, MD
As of 2026, the USDA loan limit in South-Kensington, Montgomery County, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in South-Kensington, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in South-Kensington, MD
Lendersa®'s goal is to secure the best USDA or FHA loan for you, promptly and without hassle. Select one of three starting points to match with lenders and access USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.
15 North Eglin Parkway, Fort Walton Beach, FL, 32548
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