USDA and FHA Pro and Con in Friendship-Heights-Village, Montgomery County, MD

As of 2026, the USDA loan limit in Friendship-Heights-Village, situated in Montgomery county, MD, is $657,900. Meanwhile, for a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program in for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Friendship-Heights-Village, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Friendship-Heights-Village, MD

The aim of Lendersa® is to secure the best USDA or FHA loans rapidly and fuss-free. Opt for one of three starting points, each leading to matched lenders and the USDA loan programs.

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Understanding USDA Loans in MD

The USDA home loan, also known as a USDA rural development loan or mortgage, is provided by the Department of Agriculture and is specific to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering greater accessibility to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • Geico Credit Union
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  • Geico Credit Union offers savings, loans, mortgages, banking, and financial services. We're available to our members day and night. Our Help Center is here to assist you with any questions you may have. Our passion is empowering everyone to discover financial freedom. All we’re missing is you!
  • Congressional Bank
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  • Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
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  • Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
  • Paradigm Mortgage Services
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  • Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
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  • MC Financial Inc
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  • We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.