In 2026, for Robinwood in Washington, MD, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to compare the best rates of USDA vs. FHA available today and determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the ideal program for your financial needs in
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| Loan Type | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to quickly connecting you with the best USDA or FHA loans without hassle. Begin with one of three options that will find you matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. Available only in rural areas, unlike FHA loans necessitating at least a 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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