USDA and FHA Pro and Con in Halfway, Washington County, MD

In 2025, the USDA loan limit for Halfway, found in Washington County, MD, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Determine the income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Halfway, Washington County, MD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Halfway, MD

Lendersa®'s goal is to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting points to find matching lenders and explore USDA loan programs.

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What is a USDA Loan in MD?

A USDA home loan, supported by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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