USDA Loan Vs. FHA loan for Halfway, MD [Washington County ]

In 2025, USDA loan limit in Halfway, county of Washington, MD is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Halfway, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(336) 969-6518 Lender's profile and map Reviews TCP Credit Union 3051 Westinghouse Road, Rural Hall, NC, 27045 TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members
(315) 336-7810 Lender's profile and map Reviews Rome Teachers Federal Credit Union 924 Turin Street, Rome, NY, 13440 Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
(315) 339-1658 Lender's profile and map Reviews Rome Federal Credit Union 937 Seneca Street, Rome, NY, 13440 Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
(800) 388-2000 Lender's profile and map Reviews AmeriCU Credit Union 1916 Black River Blvd N, Rome, NY, 13440 AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
(877) 552-2242 Lender's profile and map Reviews Right By You Mortgage 130 Edinburgh South Drive, Suite 100, Cary, NC, 27511 Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process. Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h
(919) 465-4300 Lender's profile and map Reviews G & M Services Unlimited 206 New Edition Court, Cary, NC, 27511 G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
(919) 272-6749 Lender's profile and map Reviews Eastern Funding Group LLC 1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511 Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency
(800) 362-1997 Lender's profile and map Reviews Carolina Mortgage Authority Inc 107 Edinburgh South Drive, Suite 202, Cary, NC, 27511 Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(800) 481-2956 Lender's profile and map Reviews Patriot Financial Inc 1135 Kildaire Farm Road, Suite 220-2, Cary, NC, 27511 Patriot Financial was created to provide financing solutions and customer service experiences second to none in the mortgage industry for all homeowners. Patriot Financial has three main objectives it strives to achieve on every transaction.we view our company as a one stop shop for all types of mortgages for people from all walks of life.
(919) 637-4981 Lender's profile and map Reviews RDU Mortgage Services LLC 901 Kildaire Farm Road, Suite D, Cary, NC, 27511 "Rdu Mortgage Services LLC is a North Carolina Domestic Limited-Liability Company filed On March 19, 2012. The company's filing status is listed as Current-Active and its File Number is 1252285. The Registered Agent on file for this company is Wu, Lixuan and is located at 901 Kildaire Farm Rd C2 Suite D, Cary, NC 27511."
(919) 245-5140 Lender's profile and map Reviews Best Mortgage Lending Corp 1143-C Executive Circle, Suite 103, Cary, NC, 27511 Best Mortgage Lending are seasoned veteran professionals providing competent advice, guidance and strategies to our customers. The most important ingredients you’ll find in working with us are: Honesty, Transparency and Fastness. We are independent mortgage professionals, licensed in the State of Florida and North Carolina with over 20+ years