USDA and FHA Pro and Con in Halfway, Washington County, MD
In 2026, the USDA loan limit for Halfway, found in Washington County, MD, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Determine the income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Halfway, Washington County, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Halfway, MD
Lendersa®'s goal is to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.
6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136
Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.
Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
Morgan City Bank was established in 1954, and the doors first opened for business on January 20, 1955. The original office was located in Morgan City on Front Street. By that we mean whenever you walk into an M C Bank branch, you can expect to receive the attention and respect you deserve and the helpful, customized advice you seek.
In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
"We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service.
Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors.
The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
