FHA Vs. USDA loan program for Hagerstown, Washington County, Maryland

In 2025, the USDA loan limit in Hagerstown, within Washington county, MD, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your financial scenario in Alabama.

USDA and FHA Loan Options in Hagerstown, MD

Lendersa® aims to quickly secure you the best USDA or FHA loans without hassle. Choose one of three starting paths that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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754-206-9744 Lender's profile and map Reviews MORTGAGE DIRECT, LLC. 501 East Las Olas Blvd. 2nd & 3rd Floor, Fort Lauderdale, FL, 33301 Mortgage Direct is one of the most innovative retail mortgage brokerages in the USA lead by a CEO that has 18 years of experience in the Real Estate Lending world.We are licensed in the state of Florida and our Corporate offices are located in Fort Lauderdale.Mortgage Direct is looking forward to continuing to help thousands of potential homeowners
305 525 4650 Lender's profile and map Reviews M & M Private Lending Group, LLC 1 West Las Olas Blvd. Suite 500, Fort Lauderdale, FL, 33301 M & M Private Lending Group, LLC Specializes in arranging private money real estate loans. We are a direct lender & we pride ourselves on rapid personalized service while delivering the fairest rates and closing costs available. We are true asset based (hard money) lenders not requiring tax returns, credit checks or bank statements.
(402) 245-2491 Lender's profile and map Reviews F&M Bank 1701 Stone Street, Falls City, NE, 68355 F&M Bank in Falls City. We offer a comprehensive package of financial products and services. But perhaps most importantly, our bank is built on a friendly and knowledgeable staff who truly enjoy helping our customers meet their financial needs. At F&M Bank, you will find that our bank is large enough to meet all of your financial needs
954.745.2400 Lender's profile and map Reviews We Florida Financial P.O. Box 14548, Fort Lauderdale, FL, 33302 We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money
(985) 801-1800 Lender's profile and map Reviews Resource Bank (Louisiana) 70533 Highway 21, Covington, LA, 70433 Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
(985) 892-4565 Lender's profile and map Reviews Heritage Bank of St Tammany 205 North Columbia Street, Covington, LA, 70433 Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
(985) 809-0521 Lender's profile and map Reviews CUSA Federal Credit Union 50 Louis Prima Drive, Suite A, Covington, LA, 70433 Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.
(985) 898-0206 Lender's profile and map Reviews American Bank & Trust Company Covington 1819 N. Columbia Street, Covington, LA, 70433 American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.
(985) 545-6500 Lender's profile and map Reviews Northshore Mortgage Partners 19500 Helenburg, Suite D, Covington, LA, 70433 Northshore Mortgage Partners is here to handle any of your mortgage lending needs. Our office is conveniently located to serve you in Covington, LA, and we are fully licensed to originate in both Louisiana & Mississippi. We are a true local Mortgage Lender with home loan products for every borrower.
(985) 273-5747 Lender's profile and map Reviews Weeks Team Inc 125 N Theard St, Suite B, Covington, LA, 70433 Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.
(985) 400-2001 Lender's profile and map Reviews Vista Mortgage 522 N New Hampshire St, Suite 7, Covington, LA, 70433 Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.