FHA Vs. USDA loan program for Hagerstown, Washington County, Maryland

In 2025, USDA loan limit in Hagerstown, county of Washington, MD is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hagerstown, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(425) 999-4172 2260 miles Lender's profile and map Reviews Bismark Lending 10500 NE 8th St, Suite 700, Bellevue, WA, 98004 For the past 30 years Bismark has been lending money to provide private financing for the construction of single-family homes. We began with a mortgage lending license from Washington State, working from an office in Lynnwood, Washington. We financed our business with a line of credit made available by a local retired businessman.
(844) 739-9226 2260 miles Lender's profile and map Reviews Bellevue Capital Group 10500 NE 8th St, Suite 1910, Bellevue, WA, 98004 Bellevue Capital Group is your partner in success. Our underwriting team will quickly evaluate your credit situation and business profile to come up with the best strategic loan program for your specific scenario. With relationships with over 200 lenders, we can provide you with the best possible funding, guaranteed!
(425) 635-4700 2260 miles Lender's profile and map Reviews Legacy Group Capital, LLC 400 112th Avenue North East, Suite 400, Bellevue, WA, 98004 "A Premier private lending company, we build healthy returns through real estate investing and lending opportunities. We partner with builders, real estate investors and homeowners to help them achieve their goals in real estate acquisition through a premier lending platform like no other."
(425) 861-1800 2260 miles Lender's profile and map Reviews American Mortgage Inc 989 112th Ave Ne, Suite 201, Bellevue, WA, 98004 American Mortgage, we believe in helping our clients improve their lives. For the last 20 years, we’ve emphasized building relationships with the people we work with. We feel passionately about bringing transparency and integrity to the mortgage industry. From our very first day, we’ve worked to provide a transformative impact in our client’s lives
(425) 822-1555 2260 miles Lender's profile and map Reviews Intercontinental Mortgage Inc. 10900 Northeast 4th Street, Suite 2300, Bellevue, WA, 98004 Intercontinental Mortgage is a diversified financial service company. However, the business philosophy is a simple one: to offer extensive loan programs to satisfy any clients' home lending needs. Our entire staff is dedicated to promote high standards of business practices & act in accordance with all federal and state laws, rules, & regulations.
(425) 977-2800 2260 miles Lender's profile and map Reviews Quintet Mortgage, LLC 330 112th Avenue Northeast, Suite 301, Bellevue, WA, 98004 Quintet Mortgage LLC is a leading real estate financing firm, providing strategic and resource information for customers, builders, and state agencies. Flexible yet comprehensive in our approach, we are known for being timely and thorough. Clients also know we place an emphasis on details and time tables.
(206) 229-3684 2260 miles Lender's profile and map Reviews Xpro Mortgage Inc. 1601 North East 116th Avenue, Suite 114, Bellevue, WA, 98004 Xpro Mortgage Inc. has been in the mortgage/loan business in great Seattle area since 2013. We have helped hundreds of home owners for their new loans and refinances. We are honest, ethical, knowledgeable and very professional. If you have any needs for mortgage, whether it’s a new loan or refinance, don’t hesitate to contact us.
(425) 803-0100 2260 miles Lender's profile and map Reviews Seattle Pacific Mortgage Inc. 11400 Southeast 8th Street, Suite 410, Bellevue, WA, 98004 The Seattle Pacific Mortgage Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(425) 748-9990 2260 miles Lender's profile and map Reviews Upwell Mortgage, Inc. 10400 NE 4th Street, Suite 500, Bellevue, WA, 98004 Upwell as a springboard for opportunity - to help homeowners like you achieve their dreams. The lending industry today is split between two extremes, leaving many of homebuyers' needs unmet. A growing number of tech-centric lenders offer efficient processes and low rates, but not reliable, local expertise to guide decision-making.
(425) 401-8787 2260 miles Lender's profile and map Reviews Sammamish Mortgage 3055 112th Avenue NE, Suite 203, Bellevue, WA, 98004 Sammamish Mortgage has consistently provided clients with superior service along with low rates and fees. Whether you are purchasing your first home, buying your dream home or refinancing, our award winning team of mortgage professionals will help get you the best mortgage for your financial situation.
(253) 355-3511 2260 miles Lender's profile and map Reviews Soundview Lending Group, LLC 10605 SE 240th St, Suite 544, Kent, WA, 98031 "Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options. Additionally, we offer consultation services to small and mid-size businesses."