USDA and FHA Pro and Con in Hagerstown, Washington County, MD
In 2026, the USDA loan limit in Hagerstown, within Washington county, MD, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your financial scenario in Alabama.
Loan Limits and Downpayment Requirements for 2026 in Hagerstown, Washington, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hagerstown, MD
Lendersa® aims to quickly secure you the best USDA or FHA loans without hassle. Choose one of three starting paths that connect you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Sequoia Federal Credit Union is a member-owned cooperative, providing friendly, professional financial services, while ensuring safety, stability, and future growth. On February 25, 1952, a small group of teachers held a final organizational meeting to establish the Redwood City Elementary Schools Credit Union and to elect its initial officers.
Polam Federal Credit Union believes that helping people enrich their financial well-being and attain their goals is the best reward a company can receive. With this in mind, we have dedicated ourselves to providing premiere products and services to help our members reach these goals faster.
510 Veterans Blvd, Suite B, Redwood City, CA, 94063
"My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs.
Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
465 Convention Way, Suite 2, Redwood City, CA, 94063
Fidelity Brokers is located in Fremont, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We are passionate about our job, love our neighborhood and keep up with the latest trends and strategies so that we can pass them on to our clients. Arturo Rodriguez Broker/Owner, Fidelity Brokers Inc.
California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.
611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063
Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.
UMAX Mortgage You may be wondering how a mortgage company can assist in ‘Helping you Live Better’. Like many lenders, we offer low rates, great service and a wide array of loan options to fit your unique needs but that is just the starting point for us and also Our team of experts will seamlessly guide you through the home financing process.
Capital Mortgage Center was established with the knowledge and efforts of highly experienced lending professionals, with an excellent reputation in the mortgage banking field. With this vast pool of experience, we have grown quickly to become a true contender in this industry. We are a dedicated team of mortgage professionals determined
Manufactured Home Mortgage Full service mortgage broker specializing in manufactured housing finance and insurance. Experienced with in-park and land/home manufactured home loans of all types. Dedicated to the highest professional standards and a member of the California Manufactured Home Institue
Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc, provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts
5 Harris Court, Building N, Suite 3, Monterey, CA, 93940
1st Capital Bank is a locally managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services, to businesses, professionals and residents throughout California’s Central Coast. Member FDIC
1st Capital Bank’s mission is providing sustainable value to our customers
