USDA and FHA Pro and Con in Hagerstown, Washington County, MD
In 2026, the USDA loan limit in Hagerstown, within Washington county, MD, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your financial scenario in Alabama.
Loan Limits and Downpayment Requirements for 2026 in Hagerstown, Washington, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hagerstown, MD
Lendersa® aims to quickly secure you the best USDA or FHA loans without hassle. Choose one of three starting paths that connect you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153
Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle.
We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
6801 W. 107th St, Suite 106, Overland Park, KS, 66212
Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.
We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.
6801 W 107th St, Suite 106, Overland Park, KS, 66212
Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
18245 Paulson Drive Port, Port Charlotte, FL, 33954
Dragon Realty Capital (DRC) was founded to offer brokers and commercial real estate owners private money programs that make “sense.” The founder, Craig Higdon, has been financing commercial properties since 1993 and understands the needs of brokers from first hand experience. DRC was created to offer programs in “the middle” of the market
20020 Veterans Blvd, Suite 14, Port Charlotte, FL, 33954
Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.
At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.
At MSC Mortgage, we partner with Michael Saunders & Company to provide a full range of real estate services along with home financing options. Let us find the best possible loan for your next home purchase or refinance. Our goal is to provide our valued customers with great rates, fast closings and outstanding customer service.
Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.
It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota.
They recognized the need to provide an alternative to ""for-profit"" financial institutions.
