USDA and FHA Pro and Con in St.-James, Washington County, MD
For 2026, the USDA loan threshold in St.-James, within the county of Washington, MD, is $285,000. In comparison, the FHA loan cap for single-family residences is $356,362.
Take advantage of Lendersa®'s USDA loan calculator to distinguish between today's leading USDA and FHA interest rates. It will also outline the income, credit criteria, reserves, and required documentation for qualification. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, making it easier to identify the optimal program for your financial circumstances in .
Loan limits and down payment details for 2026 in St.-James, Washington, MD
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan possibilities in St.-James, MD
The objective of Lendersa® is to promptly provide you with the most favorable USDA or FHA loan options without difficulty. Choose one of the three initial approaches to connect with matching lenders and USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is exclusively available in rural communities. Contrasting with FHA loans requiring at least a 3.5% down payment, USDA mortgages necessitate no down payment at all.
20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660
Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
Formerly StoneHill Capital, Inc., Mr. Burns established Savient Financial, Inc., to focus more on real estate and project financing opportunities. In 1989, his focus was on “Asset Management,” now called, Loss Mitigation. In 1992 Mr. Burns learned the art of Land Swapping, which is a technique that allows a Broker/Negotiator to contact a U.S.
Americap Direct Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
5 Upper Newport Plaza Drive, Suite 200, Newport Beach, CA, 92660
Save Financial, Inc. is a mortgage lending brokerage firm located in the sunny Newport Beach California. Our focus is residential purchase and refinance transactions. We are licensed with over 20 major US Lenders and can provide various programs tailor made to your mortgage needs.
5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660
Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
5000 Birch Street, Suite 3000, Newport Beach, CA, 92660
Choice Financial Group, is a mortgage broker and a subsidiary of California Financial Realty Inc. a privately owned company. Under the same leadership, we have been providing superior service to our clients since 1985. We also provide full Real Estate service..
We can represent buyers and sellers for any Real Estate transaction.
3400 Irvine Avenue, Suite 212, Newport Beach, CA, 92660
"We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.
With a variety of loan programs and an established network of lenders behind us"
4540 Campus Dr, Suite 106, Newport Beach, CA, 92660
At WFP Lending! Since 1998 we have been helping consumers get the best deal possible by giving consumers multiple offers from several wholesale lenders in a matter of minutes, WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price!
