USDA Vs. FHA Pro and Con comparison in Calverton, Montgomery County, MD
In 2026, the USDA loan limit established for Calverton in the county of Montgomery, MD, is set at $776,600, whereas for a single-family home, the FHA loan limit is $1,089,300. These limits are crucial for understanding the financial landscape for potential buyers.
Utilize Lendersa®’s USDA loan calculator to effectively compare the leading USDA and FHA loan rates available today. Determine the necessary income, credit standing, reserves, and required documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the most fitting program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Calverton, County of Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discovering USDA and FHA Loan Opportunities in Calverton, MD
The aim of Lendersa® is to seamlessly secure the ideal USDA or FHA loan for you. Choose one of three initial pathways that lead to aligning lenders with the USDA loan programs suited to your needs.
A USDA home loan, also called the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires no down payment, offering significant benefits to eligible buyers in these regions.
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