USDA Vs. FHA Pro and Con comparison in Berwyn-Heights, Prince George's County, MD
In 2026, the USDA loan limit in Berwyn-Heights, located in the county of Prince George's, MD, is $657,900, while the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans, identifying the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Details in Berwyn-Heights, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Opportunities in Berwyn-Heights, MD
The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loan options available. Start with one of three approaches to link with matching lenders and USDA programs.
A USDA home loan is backed by the government’s Department of Agriculture, known too as the USDA rural development loan or USDA mortgage, and is available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
Lends in Maryland
RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
Educational Systems Federal Credit Union was formed in 1955 by a small group of educators who wanted to make a difference by helping the members of the education community achieve their financial goals and dreams. They volunteered their time and pooled their savings to make affordable loans to their co-workers.
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.
8701 Georgia Avenue, Suite 407, Silver Spring, MD, 20901
Lends in Maryland
HEMA Federal Credit Union is a cooperative financial institution chartered by the federal government and owned by its members. With assets surpassing $19 million we provide a safe place to save and borrow at reasonable rates. We are proud of our long tradition of providing financial solutions to our members, including those who have fewer choices.
FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members
