USDA Vs. FHA Pro and Con comparison in Berwyn-Heights, Prince George's County, MD

In 2025, the USDA loan limit in Berwyn-Heights, located in the county of Prince George's, MD, is $657,900, while the FHA cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans, identifying the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Details in Berwyn-Heights, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Opportunities in Berwyn-Heights, MD

The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loan options available. Start with one of three approaches to link with matching lenders and USDA programs.

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Understanding USDA Loans in MD

A USDA home loan is backed by the government’s Department of Agriculture, known too as the USDA rural development loan or USDA mortgage, and is available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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