USDA Loan Vs. FHA loan pro & con for Beltsville, Prince George's County, MD

In 2025, USDA loan limit in Beltsville, county of Prince George's, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Beltsville, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(360) 695-5121 2348 miles Lender's profile and map Reviews People's Community Federal Credit Union 7403 NE Hazel Dell Avenue, Vancouver, WA, 98665 People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.
(360) 225-7407 2348 miles Lender's profile and map Reviews Alliance Commercial Credit Group 8002 NE Highway, Suite 503, Vancouver, WA, 98665 Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.
(503) 653-4392 2348 miles Lender's profile and map Reviews Cutting Edge Federal Credit Union 4620 SE International Way, Suite 105, Milwaukie, OR, 97222 Cutting Edge Federal Credit Union was originally chartered in 1953 by ten volunteers who believed that a credit union would benefit the employees of Chipper Chain. After starting as Chipper Chain FCU, our name has changed, first to Omark FCU, then Blount FCU before becoming Cutting Edge FCU in 2002.
(503) 462-3000 2348 miles Lender's profile and map Reviews Reliable Credit Association Inc. 10690 SE McLoughlin Blvd, Milwaukie, OR, 97222 Reliable Credit Association, Inc. is an independently owned and operated consumer finance company. We were incorporated in 1958 under the laws of the state of Oregon when a retired U.S. Army Captain founded the company with the support of his father, mother, and wife. In 1994, the shareholders of Reliable Credit Association, Inc.
(503) 239-5336 2348 miles Lender's profile and map Reviews Oregonians Credit Union 6915 SE Lake Rd, Milwaukie, OR, 97267 We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.
(503) 887-7333 2348 miles Lender's profile and map Reviews Green Family Mortgage LLC PO Box 11583, Portland, OR, 97211 Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.
(503) 850-7667 2349 miles Lender's profile and map Reviews Theory Mortgage 2809 Northeast Martin Luther King Blvd, Portland, OR, 97212 Theory Mortgage provides borrowers with mortgage strategy guidance for the greatest personal prosperity, while contributing to the greater good of the community. Whether we're buying business cards or meeting a client for coffee, we choose to support local, small businesses to enrich our community.
(503) 546-5000 2349 miles Lender's profile and map Reviews Point West Credit Union 1107 NE 9th Avenue, Suite 108, Portland, OR, 97232 Point West Credit Union is 100% not-for-profit, member-owned awesomeness headquartered in Portland, Oregon. With a bilingual staff ready to help its members achieve financial empowerment, Point West works with its community partners to bring inclusion and equity to the underserved, and needed capital to local small businesses.
(503) 282-7744 2349 miles Lender's profile and map Reviews Portland Housing Center 3233 NE Sandy Blvd, Portland, OR, 97232 Portland Housing Center is your trusted resource no matter where you are at in the homebuying process. When you register we’ll help you determine what services you need to become a successful homebuyer and connect you with one on one counseling, financial management and homebuyer classes, and financial products that can help you become successful.
(503) 807-3925 2349 miles Lender's profile and map Reviews Mortgage Monkey 3636 NE Broadway Street, Portland, OR, 97232 Mortgage Monkey is a Portland based mortgage lender dedicated to putting people first. I specialize in helping clients in Oregon, Washington, California & Arizona get solid secure home financing. Services: - Mortgage loans - Real estate loans - Home refinance - Mortgage refinance Financing your home is a big deal and it is a complicated process.
(503) 308-8240 2349 miles Lender's profile and map Reviews Green Mortgage Northwest 650 Holladay Street, Suite 1600, Portland, OR, 97232 Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day. We employ paperless document management, electronic signing.