USDA and FHA Pro and Con in West-Laurel, Prince George's County, MD

In 2025, the USDA loan limit for the county of Prince George's in West-Laurel, MD, is $657,900, while the FHA cap for a single-family home stands at $822,375.

Use the Lendersa® USDA loan calculator to evaluate the ideal rates for USDA versus FHA loans today. This will help determine the necessary income, credit, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side to aid your decision-making on the best program within that fits your financial scenario.

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2025 Loan Limits and Down Payment Requirements in West-Laurel, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Choosing USDA and FHA Loan Options in West-Laurel, MD

The goal of Lendersa® is to swiftly secure you the best USDA or FHA loan with ease. Start with one of three methods to connect with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in MD

A USDA home loan is guaranteed by the Department of Agriculture and is commonly called a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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