USDA and FHA Pro and Con in West-Laurel, Prince George's County, MD
In 2025, the USDA loan limit for the county of Prince George's in West-Laurel, MD, is $657,900, while the FHA cap for a single-family home stands at $822,375.
Use the Lendersa® USDA loan calculator to evaluate the ideal rates for USDA versus FHA loans today. This will help determine the necessary income, credit, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side to aid your decision-making on the best program within that fits your financial scenario.
2025 Loan Limits and Down Payment Requirements in West-Laurel, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Choosing USDA and FHA Loan Options in West-Laurel, MD
The goal of Lendersa® is to swiftly secure you the best USDA or FHA loan with ease. Start with one of three methods to connect with appropriate lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is commonly called a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not need any down payment.
Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.
At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602
SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
1238 Puerta Del Sol, Suite 2-E, San Clemente, CA, 92673
We take great pride in delivering top-quality customer service with honesty, clear communication, and the utmost integrity. LifeSource Mortgage is licensed to cover all your residential mortgage needs throughout the state of California, Colorado and Idaho. We offer a variety of home loan options including traditional fixed-rate mortgages etc.
635 Camino de los Mares, Suite 203, San Clemente, CA, 92673
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1211 Puerta Del Sol, Suite 280, San Clemente, CA, 92673
We provide our clients with expertise and value along with a high level of personal service. We believe that any big financial decision should be consulted with family members, financial advisors and CPAs to ensure a mortgage is right for your financial future and also We offer competitive low rates and personal service.
1201 Puerta del Sol, Suite 204, San Clemente, CA, 92673
Pacifica’s lease/finance programs are structured to meet our customer client’s capital needs. We control the entire transaction process from the initial gathering of the application and credit information, to financial analysis, then to transaction approval, negotiations and through the execution of documentation and funding.
