USDA and FHA Pro and Con in West-Laurel, Prince George's County, MD
In 2026, the USDA loan limit for the county of Prince George's in West-Laurel, MD, is $657,900, while the FHA cap for a single-family home stands at $822,375.
Use the Lendersa® USDA loan calculator to evaluate the ideal rates for USDA versus FHA loans today. This will help determine the necessary income, credit, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side to aid your decision-making on the best program within that fits your financial scenario.
2026 Loan Limits and Down Payment Requirements in West-Laurel, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Choosing USDA and FHA Loan Options in West-Laurel, MD
The goal of Lendersa® is to swiftly secure you the best USDA or FHA loan with ease. Start with one of three methods to connect with appropriate lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is commonly called a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not need any down payment.
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WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.
Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.
Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money
Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach
15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
Lends in Maryland
We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.
Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
