USDA VS FHA in College-Park, Prince George's County, MD

During 2026, the USDA loan limit in College-Park, located in Prince George's county, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to help you choose the best option for your financial situation in Alabama.

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Loan Limits and Downpayment Requirements for 2026 in College-Park, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in College-Park, MD

The aim of Lendersa® is to quickly connect you with the ideal USDA or FHA loans, hassle-free. Choose one of three starting points to connect with lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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