USDA Vs. FHA your options comparison in Kemp-Mill, Montgomery County, MD
In 2025, the USDA loan limit for Kemp-Mill, situated in the county of Montgomery, MD, is $657,900. In contrast, the FHA limit for a single-family home is $822,375. These figures are essential for understanding your home financing options.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available. Determine the necessary income, credit score, reserves, and required documents for loan qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program best suited to your financial situation in .
2025 Loan Limits and Down Payment Needs in Kemp-Mill, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Solutions in Kemp-Mill, MD
The primary aim of Lendersa® is to swiftly secure the optimal USDA or FHA loan for you without any hassle. Choose from one of three starting points to connect with compatible lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specially designed for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans offer no-down-payment finance options, presenting a valuable opportunity for eligible buyers.
500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660
Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.
Comunidad Latina Federal Credit Union (CLFCU) is a not-for-profit financial institution serving the community of Santa Ana, California. To qualify for membership you may live, work, worship or attend school in the city of Santa Ana or through an immediate family member that is currently a member.
Pasadena Federal Credit Union was founded in 1935 by a small group of City of Pasadena employees who wanted a safe, fair place to save and borrow money. Our first "office" was a window in the City Treasurer's office. Although we moved from the tower of Pasadena City Hall in 1980, we remain committed to being the locally-focused financial institutio
Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.
Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity.
Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
7007 Washington Ave, Suite 311, Whittier, CA, 90602
Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
7007 Washington Ave, Suite 301, Whittier, CA, 90602
Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
8152 Painter Avenue, Suite 200, Whittier, CA, 90602
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
First City Credit Union is a nation leading 5-star rated credit union.
First City Credit Union exists to serve its members. The credit union is committed to offer a broad range of quality financial services, delivered and priced to provide good value.
The credit union shall maintain financially sound
UR TEAM Real Estate Services, Inc provide Mortgage Refinance services using Cutting Edge Docless Technology. Based in beautiful city of Pasadena, we also serve the surrounding cities in Los Angeles County. UR TEAM also provides Home Listing Services to Sell Your Home. Whether you are buying a home or refinancing in the city.
