USDA Vs. FHA your options comparison in Kemp-Mill, Montgomery County, MD
In 2026, the USDA loan limit for Kemp-Mill, situated in the county of Montgomery, MD, is $657,900. In contrast, the FHA limit for a single-family home is $822,375. These figures are essential for understanding your home financing options.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available. Determine the necessary income, credit score, reserves, and required documents for loan qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program best suited to your financial situation in .
2026 Loan Limits and Down Payment Needs in Kemp-Mill, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Solutions in Kemp-Mill, MD
The primary aim of Lendersa® is to swiftly secure the optimal USDA or FHA loan for you without any hassle. Choose from one of three starting points to connect with compatible lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specially designed for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans offer no-down-payment finance options, presenting a valuable opportunity for eligible buyers.
20 North Sutter Street, Suite 301, Stockton, CA, 95202
Belinda Butcher is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
William (Will) Call, Insight Mortgage Solutions LLC
9709 Mountain Vista Circle, Elk Grove, CA, 95757
Our Promise, Commitment & Expectation…From the first day we talk until the day we close escrow, & even after we close escrow, we are 100% committed to making sure you have a greater than expected mortgage experience. We will be working very hard from Day 1 to get your offer accepted ahead of others, meet or be early on the deadlines.
Five Diamond Realty & Mortgage was founded in 2009 during the Great Recession in Elk Grove, CA. The Broker, President, and CEO, Arsalon Badri, graduated from U. C. Berkeley, With hundreds of closed transactions, Five Diamond Realty & Mortgage is highly qualified to get the job done and surpass all your expectations.
5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
Our mission is To provide members with low rates on loans and a high return on their savings as well as other financial services based upon co-operative principles. To provide our members with a convenient, friendly atmosphere and offer them the opportunity to achieve a higher standard of living with a feeling of ownership of the credit union.
"FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.
Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing
AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
