FHA Vs. USDA loan program for Four-Corners, Montgomery County, Maryland

In 2026, the USDA loan cap in Four-Corners, within Montgomery County, MD, is $657,900. At the same time, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program in for your financial needs.

Options for USDA and FHA Loans in Four-Corners, MD

The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three pathways to connect with lenders and explore USDA loan programs.

USDA loan request matching results at Lendersa

Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is accessible only in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

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(510) 769-8011 Lender's profile and map Reviews UNIFI Group, Inc. 1314 High Street, Suite 1, Alameda, CA, 94501 "UNIFI Group, Inc. is a leading real estate and mortgage brokerage servicing the Greater Bay Area since 1988. Founded by the late Joyce T. Cheng, it was her experience as a young manager of an Oakland Chinatown bank that inspired a lifelong goal to empower the immigrant community with access to mortgage financing"
(510) 463-1003 Lender's profile and map Reviews Estar Mortgage 2413 Webb Ave, Suite E, Alameda, CA, 94501 Whether you are a first time home buyer or looking for a reverse mortgage, EstaR Mortgage is here to help you accomplish your home mortgage goals. With 17 years of experience in the East Bay, EstaR is your trusted mortgage broker for Oakland, Alameda, San Leandro and beyond. We are licensed in California, Oregon, and Washington.
(510) 268-8108 Lender's profile and map Reviews Gateway Bank, F.S.B. 360 Eighth Street, Oakland, CA, 94607 Gateway Bank, F.S.B. is a Federal Savings Bank headquartered in Oakland, California. Gateway is a top-performing bank, which continues to demonstrate an unwavering commitment to bringing strength and stability to the mortgage and deposit markets that it serves. The Bank’s steadfast commitment to its clients has made it a premier-performing Bank.
(510) 970-1181 Lender's profile and map Reviews Sun Pacific Federal Credit Union 1221 Nevin Ave, Richmond, CA, 94804 Sun Pacific Federal Credit Union is the credit union for the employees of the Social Security Administration, Region IX (San Francisco Region). Region IX includes Northern California, Guam, American Samoa, Northern Marianas, Hawaii, Nevada and Arizona. and also Sun Pacific Federal Credit Union has been open since 1946.
(831) 649-4600 Lender's profile and map Reviews Monterey County Bank 601 Munras Avenue, Monterey, CA, 93940 Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc, provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts
(831) 264-4003 Lender's profile and map Reviews 1st Capital Bank 5 Harris Court, Building N, Suite 3, Monterey, CA, 93940 1st Capital Bank is a locally managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services, to businesses, professionals and residents throughout California’s Central Coast. Member FDIC 1st Capital Bank’s mission is providing sustainable value to our customers
(831) 238-3488 Lender's profile and map Reviews KENSINGTON REALTY GROUP 513 A Hartnell Street, Monterey, CA, 93940 Kensington Realty Group is a Real Estate Broker servicing Monterey County, Santa Cruz County and San Benito County in the Central Coast of California. Specializing in REO's, Short Sales and Foreclosures and alos our Clients GMAC Rescap, REO Experts, Precision AMC, Option One / AHMSI, One West / IndyMac, LPS, Goodman Dean, Single Source Solutions.
(650) 800-1520 Lender's profile and map Reviews Serenity Home Loans 3875 Bohannon Dr, Suite 2520, Menlo Park, CA, 94026 Serenity Home loans was founded with the sole mission of helping manufactured home buyers find the best available financing for purchasing a manufactured home. We focus on the MH segment of financing only, so we’ve become one of the nation’s premier experts in the field. With limited lender options.
866-488-6090 Lender's profile and map Reviews Oportun PO Box 4085, Menlo Park, CA, 94026 Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the USA who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.Our mission-based, technology-powered approach is designed to be inclusive, affordable & empowering.
(650) 949-4600 Lender's profile and map Reviews Broker One Mortgage 95 First Street, Suite 120, Los Altos, CA, 94022 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"