USDA Vs. FHA your options comparison in Four-Corners, Montgomery County, MD

In 2025, the USDA loan cap in Four-Corners, within Montgomery County, MD, is $657,900. At the same time, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Four-Corners, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Four-Corners, MD

The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three pathways to connect with lenders and explore USDA loan programs.

USDA loan request matching results at Lendersa

Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is accessible only in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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