USDA and FHA Pro and Con in White-Oak, Montgomery County, MD
In the 2025, the designated USDA loan limit for White-Oak, situated in the county of Montgomery, MD, is $657,900. In comparison, the FHA limit for a single-family home is $822,375. This highlights the financial options available based on different loan categories and features in this region.
Utilize Lendersa® USDA loan calculator to efficiently compare today's competitive USDA versus FHA rates. Our platform enables you to evaluate the income, credit, reserves, and documents necessary for qualification. With the advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, assisting you in pinpointing the ideal program tailored to your financial scenario in .
Comprehensive 2025 Loan Limits and Downpayment Information in White-Oak, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Solutions in White-Oak, MD
At Lendersa®, our mission is to swiftly and seamlessly provide the optimal USDA or FHA loans for your needs. Select from three strategic starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, assured by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural localities. Unlike FHA loans which mandate a minimum down payment of 3.5%, USDA mortgage loans provide 100% financing with no down payment required. This can significantly alleviate upfront financial burdens for eligible homebuyers in these areas.
Mynd Property Management serves the small residential real estate sector with a combination of on-the-ground experts and innovative technology. Headquartered in Oakland, California, Mynd boosts efficiencies for property owners and improves the rental living experience for residents.
At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"Shore Capital Corporation is more than a Real Estate and Mortgage Brokerage. We focus on solving problems for human beings and furthering client health.
We offer a variety of mortgage products throughout California, as well as partaking in loan business with multiple lenders in California, Colorado and Florida."
We are ready to help you finance your dream home.If you are planning to purchase a new home in the next few months one of our licensed Mortgage Bankers can guide you through the process. You can start the home financing process in just a few simple steps Take advantage of today’s low rates and lower your payment
NewRate Lending is a full-service mortgage bank that operates out of Irvine, California. With a family-oriented corporate culture and proven track record of success, we aim to make the mortgage loan experience simple, enjoyable and transparent from start to finish for all parties involved.
17310 Red Hill Avenue, Suite 280, Irvine, CA, 92614
KENT MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
18008 Sky Park Circle, Suite 270, Irvine, CA, 92614
Opengate Loans Inc Mortgage rates are incredibly low right now and it only makes sense you call the experts at OpenGate Lending to see how much we can save on your home loan. You could end up saving thousands per year by refinancing to a lower rate. There are also great loan products available.
18010 Skypark Circle, Suite 225, Irvine, CA, 92614
Pacific Beneficial Mortgage Company, Inc, professional mortgage company specializing in residential mortgages. At Pacific Beneficial Mortgage Company, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
Good Neighbor Mortgage is one of the largest financial commitments that you will make during your life. We can help you realize that your home is truly a valuable financial tool for achieving the dreams and plans you have always envisioned. You only think about real estate and mortgage financing a few times during your life.
18010 Skypark Circle, Suite 205, Irvine, CA, 92614
Our Vision is to change how the mortgage industry conducts business by building long-lasting relationships one loan at a time. We aim to go beyond the needs and desires of not only our clients but also our staff who work tirelessly to make everything possible. Developing an employee-centric workplace fosters an environment
