USDA and FHA Pro and Con in White-Oak, Montgomery County, MD
In the 2025, the designated USDA loan limit for White-Oak, situated in the county of Montgomery, MD, is $657,900. In comparison, the FHA limit for a single-family home is $822,375. This highlights the financial options available based on different loan categories and features in this region.
Utilize Lendersa® USDA loan calculator to efficiently compare today's competitive USDA versus FHA rates. Our platform enables you to evaluate the income, credit, reserves, and documents necessary for qualification. With the advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, assisting you in pinpointing the ideal program tailored to your financial scenario in .
Comprehensive 2025 Loan Limits and Downpayment Information in White-Oak, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Solutions in White-Oak, MD
At Lendersa®, our mission is to swiftly and seamlessly provide the optimal USDA or FHA loans for your needs. Select from three strategic starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, assured by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural localities. Unlike FHA loans which mandate a minimum down payment of 3.5%, USDA mortgage loans provide 100% financing with no down payment required. This can significantly alleviate upfront financial burdens for eligible homebuyers in these areas.
2915 Biscayne Blvd, Suite 300-14B, Miami, FL, 33137
The LJC Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
4141 Northeast 2nd Avenue, Suite 204a, Miami, FL, 33137
CMG Capital is a highly reputable correspondent lender, licensed in Florida and Colorado, and backed by some of the largest wholesale institutions in the industry, as well as by capital from around the globe. We have an outstanding mortgage platform that makes us a superior alternative too many other mortgage companies in the area.
We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance, and now we even offer an in house Title Company to assist with closing We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
Capital Funding Services Corporation has funding partners nationwide to help Get the Funding You Need. From SBA Loans, Fixed Term Loans, Lines of Credit, Business Funding, Hard Money, Private Money, Bridge Loans, Equipment Financing and more. Mr. Amaro has been in the financial arena for the past 20 years. His background includes mortgage financ
The history of our Bank dates back to April 25, 1914, in the small community of Slifer, Iowa, when a small group of farmers met and decided a bank was needed in the area. As a result, they organized and chartered Slifer Savings Bank. Having survived the depression of the early thirties, the Bank was relocated to Farnhamville on June 1, 1934
Hialeah Municipal Employees Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1951 with a wide range of services to meet all their financial needs. Membership is open to all employees of the city of Hialeah, Florida; employees of this credit union.
Over 30 Years serving my clients, same location, same office. My Father Elias Legra Sr, came to the USA as immigrant from Holguín, Cuba. He struggled as most immigrants to establish himself to help our family as well as his clients. Starting from his home office in our utility room we now own and operate our Real Estate
Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more.
Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
4100 North Miami Avenue, 2nd Floor, Miami, FL, 33127
CapHouse is a Florida-based group of lending consultants dedicated to simplifying the real estate investment process through technology-driven solutions while offering comprehensive services precisely tailored to every client. we have vast experience in every type of clientele and loan situation. We provide flexibility, exclusivity, privacy.
