USDA and FHA Pro and Con in Langley-Park, Prince George's County, MD
In 2026, the USDA loan limit for Langley-Park, situated in the county of Prince George's, MD, is $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375. This provides different financial thresholds based on your home loan needs.
With the Lendersa® USDA loan calculator, you can efficiently compare the top USDA and FHA rates available today. Determine the necessary income, credit qualifications, reserves, and documentation for loan eligibility. Our state-of-the-art mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, aiding your decision on what best suits your financial picture for a home in .
2026 Loan Limits and Down Payment Guidelines in Langley-Park, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Langley-Park, MD
At Lendersa®, our aim is to swiftly secure the ideal USDA or FHA loan for you, free of hassle. Choose from three distinct pathways that link you with matching lenders and appropriate USDA loan program options.
A USDA home loan, endorsed by the Department of Agriculture, is popularly termed the USDA rural development loan or USDA mortgage, specifically for rural locales. Unlike FHA loans that necessitate a 3.5% minimum down payment, USDA mortgage loans offer the advantage of needing no down payment.
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101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
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YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
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