USDA and FHA Pro and Con in Langley-Park, Prince George's County, MD

In 2026, the USDA loan limit for Langley-Park, situated in the county of Prince George's, MD, is $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375. This provides different financial thresholds based on your home loan needs.

With the Lendersa® USDA loan calculator, you can efficiently compare the top USDA and FHA rates available today. Determine the necessary income, credit qualifications, reserves, and documentation for loan eligibility. Our state-of-the-art mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, aiding your decision on what best suits your financial picture for a home in .

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2026 Loan Limits and Down Payment Guidelines in Langley-Park, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Langley-Park, MD

At Lendersa®, our aim is to swiftly secure the ideal USDA or FHA loan for you, free of hassle. Choose from three distinct pathways that link you with matching lenders and appropriate USDA loan program options.

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Defining USDA Loans in MD

A USDA home loan, endorsed by the Department of Agriculture, is popularly termed the USDA rural development loan or USDA mortgage, specifically for rural locales. Unlike FHA loans that necessitate a 3.5% minimum down payment, USDA mortgage loans offer the advantage of needing no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Langley-Park Lenders

  • Fortis Mortgage LLC
  • 7761 Diamondback Drive, College Park, MD, 20742
  • Lends in Maryland
  • Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work

  • FedFinancial Federal Credit Union
  • 11233 Lockwood Drive, Silver Spring, MD, 20901
  • Lends in Maryland
  • FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.

  • HEMA Federal Credit Union
  • 8701 Georgia Avenue, Suite 407, Silver Spring, MD, 20901
  • Lends in Maryland
  • HEMA Federal Credit Union is a cooperative financial institution chartered by the federal government and owned by its members. With assets surpassing $19 million we provide a safe place to save and borrow at reasonable rates. We are proud of our long tradition of providing financial solutions to our members, including those who have fewer choices.

  • Kerins Associates Inc
  • 13821 Mills Avenue, Silver Spring, MD, 20904
  • Lends in Maryland
  • Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.

  • Advanced Mortgage LLC
  • 12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
  • Lends in Maryland
  • Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,

  • Greenbelt Federal Credit Union
  • 112 Centerway, Greenbelt, MD, 20770
  • Lends in Maryland
  • In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.

  • RoundPoint Mortgage Servicing Corporation
  • 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
  • Lends in Maryland
  • RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company

  • Specialty Lending Group
  • 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770
  • Lends in Maryland
  • SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel