USDA and FHA Pro and Con in Langley-Park, Prince George's County, MD
In 2025, the USDA loan limit for Langley-Park, situated in the county of Prince George's, MD, is $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375. This provides different financial thresholds based on your home loan needs.
With the Lendersa® USDA loan calculator, you can efficiently compare the top USDA and FHA rates available today. Determine the necessary income, credit qualifications, reserves, and documentation for loan eligibility. Our state-of-the-art mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, aiding your decision on what best suits your financial picture for a home in .
2025 Loan Limits and Down Payment Guidelines in Langley-Park, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Langley-Park, MD
At Lendersa®, our aim is to swiftly secure the ideal USDA or FHA loan for you, free of hassle. Choose from three distinct pathways that link you with matching lenders and appropriate USDA loan program options.
A USDA home loan, endorsed by the Department of Agriculture, is popularly termed the USDA rural development loan or USDA mortgage, specifically for rural locales. Unlike FHA loans that necessitate a 3.5% minimum down payment, USDA mortgage loans offer the advantage of needing no down payment.
Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
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CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
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Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.
A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.
We have a vast variety of program options available
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At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
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You Have Realty is the real estate partner of the Under One Roof Team. Whether you are buying or selling, this program offers all the components necessary for a seamless real estate transaction. Attorney Justin Clark and his team of lawyers are available for consultation throughout every real estate transaction.
495 North Keller Road, Suite 550A, Maitland, FL, 32751
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Clifton Mortgage Services LLC is a Licensed Mortgage Lender, giving our clients the ability to obtain the best rates an terms in the market place with out the hassle of shopping with multiple banks. The overall strength of the Firm is derived by the quality, commitment, and expertise of its Executive Members