In 2025, the USDA loan limit for Columbia in Howard county, MD, is $466,400, compared to the FHA limit of $632,500 for a single-family home.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator reveals USDA, FHA, Conforming, and VA loans side by side, guiding you to the program best suited to your particular financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Columbia, Howard, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Columbia, MD
Lendersa®'s objective is to connect you with the best USDA or FHA loans swiftly and without hassle. Choose one of three starting points to locate matching lenders and the appropriate USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and specifically designed for rural neighborhoods. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require none.
1st Reliant Home Loans With visionary leadership, expertise in the financial services sector, and an entrepreneurial spirit, our 1st Reliant corporate team has over 30 years of experience in the mortgage industry. Passionate about helping our clients achieve their lifestyle and financial goals.
The Independent Funding Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LoanRx A team of seasoned Loan Advisers who truly care for your needs. In 2018 Jenny Partnered up with Blaine Podkowa for Real Estate and Mortgage. Together, Jenny and Blaine Re Branded Vision Financial to LoanRx for Mortgage and built a Real estate team called "List". Jenny specializes in all aspects of Residential Real estate.
17291 Irvine Boulevard, Suite 460, Tustin, CA, 92780
At Consortium Equity we recognize that our performance is a direct reflection on the broker in the eyes of their borrower. By working quickly, efficiently, and honestly we assure all parties involved a seamless and successful funding. A happy borrower will return to the broker to Refinance and by pleasing our broker we will earn future business.
Buenaventura Inc. dba American Home Loan Center, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage.
17461 Irvine Boulevard, Suite S, Tustin, CA, 92780
OC Home providing clients with the highest quality financial services combined with the lowest rates available in your area. I will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan.
Advantage Mortgage Service covers the full spectrum of requirements related to the title, appraisal, escrow and lender to ensure a smooth process for you to get the wisest structured and best tailored loan that meets your needs, whether it's a 30-year or 15-year (fixed or adjustable rate) or any type of specialty loan.
We are a Premier Mortgage Banker specializing in all types of Mortgage loans. We have dedicated Loan Specialists and Realtors on staff to help you with pre approving clients for the best loan that will fit their needs as well as helping with the purchasing or selling of existing Real Estate.
"Red White & Blue Lending is a mortgage broker company. It was founded in 2016 by Alex Zelada with 14 years’ experience in the home financing industry. Our products include:
• Purchase and refinance options
• Conforming and High Balance mortgages
• FHA mortgage
• VA mortgages
• Jumbo mortgages"
