USDA and FHA Pro and Con in Cresaptown, Allegany County, MD

For 2025, the USDA loan limit for Cresaptown within Allegany county, MD, is established at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today and determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in for your particular financial needs.

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2025 Loan Limits and Down Payment Requirements in Cresaptown, Allegany County, MD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Cresaptown, MD

The mission of Lendersa® is to provide you with optimal USDA or FHA loan choices swiftly and without hassle. Choose one of three starting points to connect with suitable lenders and investigate USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, offering more accessible financing to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.