USDA Vs. FHA Pro and Con comparison in La-Vale, Allegany County, MD
As of 2026, the USDA loan limit in La-Vale, located in the county of Allegany, MD, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan calculator to contrast today’s top USDA and FHA rates, determining the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best fit for your financial situation in .
2026 Loan Limits and Down Payment Requirements in La-Vale, Allegany, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in La-Vale, MD
The goal of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and without hassles. Select from one of three starting points to be matched with lenders and USDA programs.
A USDA home loan is backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.
1918 Business Center Drive, Suite 106, San Bernardino, CA, 92408
Our mission is to be the home financing partner that you trust to serve you, your family, and community. We offer an environment where you feel empowered and we are dedicated to delivering exceptional customer service with the respect that you deserve. At Celer Mortgage Inc. we will provide the highest level of support.
424 East Vanderbilt Way, San Bernardino, CA, 92408
We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care
Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.
We help our clients buy, sell and finance real estate. We work with clients that are working on their personal residences or investment properties. Focusing on our clients needs, representing them well, getting them amazing deals, and providing the best marketing are all of the utmost importance to us.
RANDY'S CORE BELIEFS DRIVE HIM TO DELIVER THE BEST MORTGAGE LOAN SOLUTIONS FOR YOUR SPECIFIC MORTGAGE LOAN NEEDS AND LIFE SITUATION. THAT'S MY GOAL FROM START TO FINISH AND WHY REAL ESTATE PROFESSIONALS TRUST HIM. Randy Van Orden offers 25 years’ experience in the residential mortgage and Real estate investment financing industry.
32605 Temecula Parkway, Suite 203, Temecula, CA, 92592
As a full service Real Estate Company, Best Rate Finance and Realty Inc. is committed to serving all of your real estate needs.
As a buyer, or as a seller, you do not have to shop around to find different companies for your Real Estate transaction and your loan transaction.
28693 Old Town Front St, Suite 300, Temecula, CA, 92592
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
31805 Temecula Parkway, Suite 101, Temecula, CA, 92592
Scripps Mortgage, Inc is a A family owned and operated company, Scripps Mortgage has prided itself on customer service and availability for over twenty five years. With offices in San Diego and Temecula, we are proud to serve the greater Southern California area As a mortgage company, we pride ourselves on searching.
Since we have been in this industry for many years, we know what the market trends look like and how we can help you. We even have clients that have been with us since we began. Our clients look forward to doing business with us. Our clients love that they do not have to watch the market and enjoy the fact that I know what to look for.
