In 2025, the USDA loan limit for Cumberland in the county of Allegany, MD, is $336,500, whereas the FHA limit is $472,030 for a single-family home.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program suited to your financial situation in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to connect you to the best USDA or FHA loan options swiftly and without hassle. Choose one of three starting paths that align you with matching lenders and the appropriate USDA loan programs.
A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture and is available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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