FHA Vs. USDA loan program for Cumberland, Allegany County, Maryland

In 2025, USDA loan limit in Cumberland, county of Allegany, MD is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cumberland, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(562) 448-1001 2194 miles Lender's profile and map Reviews Merit Capital Mortgage 17520 Studebaker Road, Cerritos, CA, 90703 Merit Capital Mortgage our goal is to make the home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a low interest rate, purchase a new home mortgage.
(800) 921-7062 2194 miles Lender's profile and map Reviews Republic Lending Corporation 17315 Studebaker Road, Suite 300A, Cerritos, CA, 90703 Republic Lending is a family owned and operated company based in La Palma, California. Our company is founded by ambition to the Mortgage industry. We are a small firm with competitive rates and various mortgage products solutions. We are proud to celebrate our continue success in the mortgage industry
(949) 342-0610 2194 miles Lender's profile and map Reviews Maximum Lending Corporation 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703 At Maximum Lending, we understand that a mortgage is a big commitment, which is why we are committed to working with our customers one-on-one in order to get them the right loan and the right terms to fit their specific situation. We at Maximum Lending would appreciate the opportunity to assist you during your journey to home ownership.
(888) 852-9608 2194 miles Lender's profile and map Reviews American Prime Lending, Inc. 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703 American Prime Lending, Inc are a mortgage company based in Irvine and Cerritos California devoted to providing excellent service to our community of homeowners and future homeowners through our commitment to integrity and personalized mortgage solutions to all our clients. Whether you're a first-time homebuyer.
(562) 426-7777 2194 miles Lender's profile and map Reviews Delphi Financial Corporation 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703 Delphi Financial Corporation mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan.
(562) 567-6779 2194 miles Lender's profile and map Reviews Brooklyn Financial Mortgage Services 17785 Center Ct Dr N, Suite 660, Cerritos, CA, 90703 At Brooklyn Financial Mortgage Services we put the borrower first. You’re a person. Not a number, and certainly not just another loan. You’re also unique, and you’re searching for the best loan for your personal financial situation. As part of our world-class service, we build the right mortgage for you at the best overall cost.
(562) 304-7779 2194 miles Lender's profile and map Reviews Mueller Dan 12750 Center Court Drive, Suite 290, Cerritos, CA, 90703 Citywide Home Loans was founded on December 7, 1998 by Steven J. Goorman as Citywide Funding. His entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs nearly 800 employees and covers more than 37 states
(818) 957-4432 2194 miles Lender's profile and map Reviews Signature Lenders 3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(818) 606-5759 2194 miles Lender's profile and map Reviews Mass Mortgage 2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214 Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
(818) 653-0663 2194 miles Lender's profile and map Reviews Par3 Lending Inc. 2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214 "Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for: all residential properties (1-4 units) all purposes (primary, vacation, investment"
(818) 541-0900 2194 miles Lender's profile and map Reviews Citadel Residential Corporation 3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214 Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.