FHA Vs. USDA loan program for Cumberland, Allegany County, Maryland

In 2025, the USDA loan limit for Cumberland in the county of Allegany, MD, is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program suited to your financial situation in Alabama.

USDA and FHA Loan Options in Cumberland, MD

Lendersa® strives to connect you to the best USDA or FHA loan options swiftly and without hassle. Choose one of three starting paths that align you with matching lenders and the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture and is available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(785) 456-2221 Lender's profile and map Reviews Bank of the Flint Hills 806 West Fifth Street, Wamego, KS, 66547 Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
(785) 456-2021 Lender's profile and map Reviews Kaw Valley State Bank 1015 Kaw Valley Park Circle, Wamego, KS, 66547 Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
(918) 478-2437 Lender's profile and map Reviews Firstar Bank 200 S. Lee Street, Fort Gibson, OK, 74434 Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
(225) 635-6397 Lender's profile and map Reviews Bank of St. Francisville 5700 Commerce Street, Saint Francisville, LA, 70775 Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today. From the moment our doors first opened, we’ve been committed to serving each
(508) 523-6409 Lender's profile and map Reviews RHOME MORTGAGE LLC 2245 NE 9th Ave, Fort Lauderdale, FL, 33305 RHome Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(239) 949-9600 Lender's profile and map Reviews Enterprise Lending Group Inc 24600 S Tamiami Trail #212, Bonita Springs, FL, 34134 "Enterprise Lending Group, Inc.’s sole responsibility is to you, the borrower. We are not affiliated with any one bank. Instead we have the ability to select from a portfolio of lenders. The result is a loan tailored to meet your company’s needs rather than meeting the requirements of a single lender."
(712) 472-2537 Lender's profile and map Reviews Frontier Bank 301 1st Ave, Rock Rapids, IA, 51246 Frontier Bank is a locally owned, community-minded independent bank. We've been dedicated to serving individuals and businesses with the highest degree of care, confidentiality and convenience since starting in Rock Rapids, Iowa in 1932. At Frontier Bank we always treat you like a BIG DEAL.
(712) 722-0100 Lender's profile and map Reviews Peoples Bank 1701 S Main Ave, Sioux Center, IA, 51250 Peoples Bank is a locally owned, full service community bank that serves Northwest Iowa and Southwest Minnesota. With offices in Rock Valley, Lester, Sioux Center, Akron, Sheldon, Hawarden, Hinton, Sioux City, IA, and Jasper, MN, we are equipped to serve our customers in their very own community.
(712) 722-4846 Lender's profile and map Reviews American State Bank 525 N Main Ave, Sioux Center, IA, 51250 At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.
(320) 634-5111 Lender's profile and map Reviews Glenwood State Bank 5 E Minnesota Avenue, Glenwood, MN, 56334 Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.
(320) 634-4545 Lender's profile and map Reviews Eagle Bank Minnesota 2 South Franklin Street, Glenwood, MN, 56334 Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.