USDA Vs. FHA Pro and Con comparison in Cumberland, Allegany County, MD
In 2026, the USDA loan limit for Cumberland in the county of Allegany, MD, is $336,500, whereas the FHA limit is $472,030 for a single-family home.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program suited to your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Cumberland, Allegany, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cumberland, MD
Lendersa® strives to connect you to the best USDA or FHA loan options swiftly and without hassle. Choose one of three starting paths that align you with matching lenders and the appropriate USDA loan programs.
A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture and is available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.
Mt. McKinley Bank is the oldest and largest local financial institution in FairBanks. For over 50 years we have provided millions of dollars in residential mortgage financing offering in-house loans and local servicing in our effort to provide the best possible customer service. Today, our goals as a mutual Bank are the same as they were in 1965.
At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.
All employees and immediate family members of the Alaska District Corps of Engineers are eligible for membership. As a not-for-profit financial co-op, all of our profits come back to the membership in the form of fewer fees, better rates and financial education. Once a member always a member.
In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.
Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.
At Northern Skies Federal Credit Union, we are committed to providing quality financial services for our members with our signature touch. It is our goal to not only meet but to exceed your expectations of us. Our credit union was originally chartered in 1967. Since that time, we have prospered and grown but have held strong to our commitment.
At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation.
My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my
We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.
The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom
Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution
