USDA Loan Vs. FHA loan for Westernport, MD 2025

In 2025, the USDA loan limit for Westernport, in Allegany county, MD, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current USDA vs. FHA rates, identifying the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best suited program in for your financial well-being.

Exploring USDA and FHA Loan Choices in Westernport, MD

Lendersa® strives to deliver the best USDA or FHA loans swiftly and without difficulty. Choose from one of three approaches to connect with matching lenders and delve into USDA loan programs.

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What is a USDA Loan in MD?

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans have no down payment requirement, providing greater affordability for eligible buyers.

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(304) 534-7200 Lender's profile and map Reviews First Exchange Bank 1 Heritage Way, Fairmont, WV, 26554 We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
(304) 363-5320 Lender's profile and map Reviews Fairmont Federal Credit Union 2 The Credit Union Way, Fairmont, WV, 26554 Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong. We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
(814) 262-9117 Lender's profile and map Reviews Franklin Johnstown Federal Credit Union 310 Bloomfield Street, Johnstown, PA, 15904 The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
(540) 896-8941 Lender's profile and map Reviews F&M Bank PO Box 1111, Timberville, VA, 22853 F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.
(814) 535-4165 Lender's profile and map Reviews G.A.P. Federal Credit Union 111 Franklin Street, Room 224, Johnstown, PA, 15901 G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
(800) 837-2265 Lender's profile and map Reviews AmeriServ Financial Bank 216 Franklin St, Johnstown, PA, 15901 AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.
(724) 539-3501 Lender's profile and map Reviews Commercial Bank and Trust of PA 900 Ligonier Street, Latrobe, PA, 15650 Commercial Bank & Trust of PA opened its doors for business in May 1934 at the Latrobe office of the former Peoples National Bank, a building that serves still today as the bank's main retail office and administrative headquarters. The bank was organized with a total capitalization of $193,250. Founding directors were L.B. Berlin, Michael Charley.
(724) 539-9755 Lender's profile and map Reviews Westmoreland Federal Savings and Loan Association 322 Main Street, Latrobe, PA, 15650 Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.
(724) 539-2858 Lender's profile and map Reviews Vasco Federal Credit Union 432 Depot Street, Latrobe, PA, 15650 VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.
(724) 539-9744 Lender's profile and map Reviews Lesco Federal Credit Union 2613 Ligonier Street, Latrobe, PA, 15650 On 1950, employees of Latrobe Electric Steel Company, now Carpenter Technology Corporation, obtained a federal charter from the National Credit Union Administration and began Lesco Federal Credit Union. The first "office" was in the treasurer's home, followed by a small garage office near the steel plant. On 1960, Lesco FCU moved to 6 Avenue D.
(724) 537-2734 Lender's profile and map Reviews Latrobe Federal Credit Union 1812 Ligonier Street, Latrobe, PA, 15650 As a member-owned, non-profit financial institution, Latrobe Federal Credit Union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans. Decisions are made by a Board of Directors, elected by our membership.
(724) 539-8820 Lender's profile and map Reviews Latrobe Area Hospital Federal Credit Union 121 W 2nd Avenue, Latrobe, PA, 15650 Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.