USDA and FHA Pro and Con in Mountain-Lake-Park, Garrett County, MD
In 2026, the USDA loan threshold in Mountain-Lake-Park, county of Garrett, MD, is $285,000, whereas the FHA cap for a solitary residence reaches $356,362.
Employ the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and assess the required income, credit profile, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a comprehensive view, allowing you to juxtapose USDA, FHA, Conforming, and VA loans, effectively steering you towards the most suitable program for your financial context in .
2026 Loan Thresholds and Downpayment Regulations in Mountain-Lake-Park, County Garrett, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Selections in Mountain-Lake-Park, MD
Lendersa® strives to facilitate the acquisition of the best possible USDA or FHA loan with efficiency and ease. Select one of the three pathways to identify matching lenders and preferred USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available specifically in rural communities. It is distinguished by the fact that unlike FHA loans, which require a minimum of a 3.5% down payment, it does not necessitate any down payment.
The Irvin Works Federal Credit Union has been serving employees of the Irvin Works Mill & their families for the past 80 years. We promise to continue to be “Your Full-Service Financial Institution: Growing and Changing for the Future of Our Members.
Over the years our Credit Union happily has been serving the Steel Workers of the Mon Valley Works
The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.
Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
411 Mcmurray Road, Suite 200, Bethel Park, PA, 15102
Brentwood Bank is a full service Community Bank in the South Hills communities of Pittsburgh, as well as Beaver County. For more than 95 years, we've operated on the principal that banking is a people business. We take pride in maintaining longstanding traditions of strength, service and trust.
At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.
We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day.
Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer
Heritage Federal Credit Union America was still recovering from the effects of the Great Depression. Credit union organizers all over the country had been working for more than a dozen years to spread the word to average workers that they could take more control of their financial lives by forming a credit union.
Berkeley County Public Schools Federal Credit Union
401 S Queen Street, Suite 1A, Martinsburg, WV, 25401
Berkeley County Public Schools FCU is a member-owned, non-profit financial cooperative. Our main goal is to provide for the financial well being of our members. Since our beginning in 1973, the credit union has offered services from basic shares (savings) accounts and loans to a wide variety of products and services.
4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317
Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation
