USDA Vs. FHA Pro and Con comparison in Mountain-Lake-Park, Garrett County, MD
In 2025, the USDA loan threshold in Mountain-Lake-Park, county of Garrett, MD, is $285,000, whereas the FHA cap for a solitary residence reaches $356,362.
Employ the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and assess the required income, credit profile, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a comprehensive view, allowing you to juxtapose USDA, FHA, Conforming, and VA loans, effectively steering you towards the most suitable program for your financial context in .
2025 Loan Thresholds and Downpayment Regulations in Mountain-Lake-Park, County Garrett, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Selections in Mountain-Lake-Park, MD
Lendersa® strives to facilitate the acquisition of the best possible USDA or FHA loan with efficiency and ease. Select one of the three pathways to identify matching lenders and preferred USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available specifically in rural communities. It is distinguished by the fact that unlike FHA loans, which require a minimum of a 3.5% down payment, it does not necessitate any down payment.
Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118
First United Mortgage, L.L.C. is located in Kansas City, MO, United States and is part of the Activities Related to Credit Intermediation Industry. First United Mortgage, L.L.C. has 8 total employees across all of its locations and generates $2.31 million in sales (USD). (Employees and Sales figures are modelled).
Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.
National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
Founded in 1928 by the employees of Burlington Railroad employees as a not-for-profit financial cooperative; BNCCU is now the oldest and one of the strongest community-chartered credit union's in the Kansas City metro. As a community credit union, we remain small enough to know and serve our members on a personable level
North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.
