USDA Vs. FHA Pro and Con comparison in Frostburg, Allegany County, MD
In 2025, the USDA loan limit in Frostburg, located in Allegany County, MD, is $336,500. Meanwhile, the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best option in to suit your financial situation.
2025 Loan Limits and Down Payment Requirements in Frostburg, Allegany County, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Frostburg, MD
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
The Derry Area Federal Credit Union was originally founded in 1949 to provide members with a systematic way to save and offer credit to members at reasonable rates. At that time our membership consisted of the employees of Derry Westinghouse and members of their immediate family.
Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all
The WVU Employees' Federal Credit Union was chartered as a not-for- profit organization by the NCUA, a Federal agency. The Credit Union is owned entirely by its members and is operated for them exclusively. The philosophy of "people helping people" is carried out by its savings and lending services. Members' savings provide the lending funds.
5000 Hampton Center, Suite 4, Morgantown, WV, 26505
At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
1704 Mileground Road, Suite B, Morgantown, WV, 26505
Sierra Pacific Mortgage provides quality mortgage lending services throughout the US. Incorporated in 1986, we are a privately held company and have originated and purchased billions in residential loans. Our high company production levels and sophisticated capital markets access allows us to deliver competitively.
101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.
Berkeley County Public Schools Federal Credit Union
401 S Queen Street, Suite 1A, Martinsburg, WV, 25401
Berkeley County Public Schools FCU is a member-owned, non-profit financial cooperative. Our main goal is to provide for the financial well being of our members. Since our beginning in 1973, the credit union has offered services from basic shares (savings) accounts and loans to a wide variety of products and services.
With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time.
You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho
The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
The Stanwood Area Federal Credit Union traces its roots back to 1940. The credit union has continued to thrive over the years through the efforts of many non-paid volunteers who have been dedicated to the credit union philosophy of “People Helping People”. Our Mission is to provide the best quality services available to meet the financial needs.
1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.
That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
