FHA Vs. USDA loan program for Damascus, Montgomery County, Maryland

In 2025, USDA loan limit in Damascus, county of Montgomery, MD is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Damascus, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 374-6500 Lender's profile and map Reviews Bridgeport Police Federal Credit Union 3590 Main Street, Bridgeport, CT, 06606 The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
(716) 549-4150 Lender's profile and map Reviews Lake Shore Federal Credit Union 8766 Erie Road, Angola, NY, 14006 The Lake Shore FCU was chartered in 1967. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union
(800) 300-7780 Lender's profile and map Reviews Home America Lending Corp. 20 Oak Street, Patchogue, NY, 11772 MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.
(631) 447-6533 Lender's profile and map Reviews Asean Capital 116 E Main St, Suite C, Patchogue, NY, 11772 ASEAN CAPITAL, INC. was started in 1998 by Dula Amarasinghe, a 30 year veteran of International Banking Industry. During his tenure with Manufacturers Hanover Trust Company, now JP Morgan Chase Bank, he was the Team Leader handling the business of Sri Lanka, Thailand, Philippines, Pakistan and Nepal desks.
(919) 602-2335 Lender's profile and map Reviews Devon Mortgage LLC 3608 Shannon Road, Durham, NC, 27707 Devon Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(800) 894-0300 Lender's profile and map Reviews People's United Bank 710 Water St, Bridgeport, CT, 06608 People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
(919) 948-6878 Lender's profile and map Reviews Independent Advantage Mortgage, LLC 1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514 Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
(919) 869-8200 Lender's profile and map Reviews Carolina Home Mortgage 1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514 Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
(716) 648-4411 Lender's profile and map Reviews Meridia Community Credit Union 4500 Southwestern Boulevard, Hamburg, NY, 14075 At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
(716) 646-8584 Lender's profile and map Reviews Solutions Home Mortgage, Inc. 60 Main Street, Suite 3, Hamburg, NY, 14075 Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
9195101108 Lender's profile and map Reviews Certified Home Loans 805 Spring Forest Road, Raleigh, NC, 27609 Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.