USDA and FHA Pro and Con in Germantown, Montgomery County, MD
In 2026, the USDA loan limit for Germantown in Montgomery county, MD, is $776,600, whereas the FHA limit for a single-family residence is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and to determine the income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can see the USDA, FHA, Conforming, and VA loans side by side, helping you choose the program best suited for your financial circumstances in Alabama.
2026 Loan Limits and Down Payment Requirements in Germantown, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Germantown, MD
Lendersa® aims to connect you with the best possible USDA or FHA loans quickly and with ease. Choose one of three starting points to match with lenders and suitable USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and available in rural communities. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none.
TRES Brokers Realty & Loans is a real estate and lending brokerage firm in Southern California, delivering the ultimate level of service and marketing expertise to the residential and commercial real estate market in Los Angeles county. Brokers Realty & Loans is a real estate and lending brokerage firm in Southern California
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Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
