USDA and FHA Pro and Con in Germantown, Montgomery County, MD
In 2025, the USDA loan limit for Germantown in Montgomery county, MD, is $776,600, whereas the FHA limit for a single-family residence is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and to determine the income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can see the USDA, FHA, Conforming, and VA loans side by side, helping you choose the program best suited for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Germantown, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Germantown, MD
Lendersa® aims to connect you with the best possible USDA or FHA loans quickly and with ease. Choose one of three starting points to match with lenders and suitable USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and available in rural communities. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none.
750 Tamiami Trail, Unit 2, Port Charlotte, FL, 33953
BayPort Lending has a team of loan agents with experience and knowledge to guide you through the home buying process. We are local, based in Port Charlotte, Florida and serve the Southwest Florida region.Our team can get you pre-qualified to get a new home or refinance a home.We guide you through the entire process, helping you get the lowest rate.
474 N Tamiami Trail, Suite 3, Port Charlotte, FL, 33953
Morningstar Mortgage has been doing mortgages in Florida for 10 years. We provide the lowest rate on USDA 100% loan ,FHA Loans and Conventional home mortgages CLOSED IN 10 DAYS! Morningstar Mortgage Specialties in USDA, FHA home loans, mortgages, Home Financing , Homepath, fixed rate loans
Here at your Credit Union, we strive to provide a memorable moment each and every time we assist you with a financial transaction. It is our goal to provide our members with products and services that help them reach their financial goals. Whether you need a low-cost checking account or a low-rate loan, we want to be your first call.
Electric Cooperatives Federal Credit Union is a member-owned financial cooperative dedicated to providing sound, competitive financial services in a professional, responsible, and caring manner for all members while maintaining strong financial stability.
Committed to giving back to our communities,
PEOPLE TRUST'S primary PURPOSE is to promote community development by providing credit counseling services, financial support and literacy for communities that would otherwise not receive said OPPORTUNITIES. PEOPLE TRUST pledges to challenge what has become tradition in today's fluctuating socio-economical system.
1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.
1375 Gateway Blvd, Suite 52, Boynton Beach, FL, 33426
We understand that time is money. We’re available around the clock to make sure you’re never in the dark about the mortgage refinancing process. We’ll handle the heavy lifting, allowing you to focus on building a home. We only work with the best lenders, all of whom are vetted personally for professionalism and transparency.
4781 N Congress Ave, Suite 2140, Boynton Beach, FL, 33426
US FUND SOURCE provides business owners with financial solutions and opportunities. As an industry leader, we have financed over 20, 000 businesses across the United States. Our professional advisors specialize in funding and providing expert advice in equipment financing, invoice factoring, unsecured working capital, term loans, SBA loans.
1500 Gateway Blvd, Suite 220, Boynton Beach, FL, 33426
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1500 Gateway Blvd, Suite 220, Boynton Beach, FL, 33426
We are professional mortgage matchmakers. Your source in the loan industry bringing you and your best lender together to purchase the home of your dreams. BEST MORTGAGE SOURCE, INC. has been set up 11/14/2019 in state FL. Damaris Oliver is the principal of Best Mortgage Source, Inc.
