USDA Vs. FHA your options comparison in Germantown, Montgomery County, MD
In 2025, USDA loan limit in Germantown, county of Montgomery, MD is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Germantown, county of Montgomery, MD
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Germantown, MD
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
411 Mcmurray Road, Suite 200, Bethel Park, PA, 15102
Brentwood Bank is a full service Community Bank in the South Hills communities of Pittsburgh, as well as Beaver County. For more than 95 years, we've operated on the principal that banking is a people business. We take pride in maintaining longstanding traditions of strength, service and trust.
At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.
We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day.
Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer
ONEILL FINANCIAL SERVICES INC, Residential and Commercial Mortgage Brokers in Pennsylvania with over 40 years of experience. We offer Commercial Loans NATIONWIDE With FULL INCOME VERIFICATION AND STATED INCOME LOANS. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different.
PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.
Pittsburgh FCU is a member-owned, not-for-profit, financial cooperative chartered in 1935. Since our founding Pittsburgh FCU has promoted the basic credit union philosophy of “People Helping People”. Our credit union exists to meet the financial needs of our members & their families. To achieve goal, we offer an array of quality financial products.
At Southside Mortgage of Pittsburgh Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Cheswick Atomic Division Federal Credit Union has been open since 1962. The credit union has assets totaling $6.55 Million and provides banking services to more than 500 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
The VA Pittsburgh Employees FCU was established in 1954 as a not-for-profit or charity organization. We stand for the service, mutual financial well-being and opportunity for our members. Today our mission statement remains the same and our vision is to strive to be our members' institution of choice for comprehensive financial services.
Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union
95 South Seventh Street, Pittsburgh, PA, 15203
The Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union is a co-operative, not-for-profit and member-owned financial institution serving the Ukrainian American community of Western Pennsylvania. Our goal has been to serve the financial needs of our members and our community. We return excess earnings to our members.
