USDA and FHA Pro and Con in Germantown, Montgomery County, MD
In 2025, USDA loan limit in Germantown, county of Montgomery, MD is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Germantown, county of Montgomery, MD
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Germantown, MD
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
Mortgage broker with years of experience in real estate and mortgage. We specialize in home buying lending and refinancing. We also assist clients with hard to find loans to meet their needs. No loan is too small or too big for use. We strive to better every day by providing excellent customer service with clients and lenders.
At Prime Broker Loans LLC. We are a full-service mortgage company based in Yorba Linda, CA. We specialize in FHA and Jumbo Home Loans in Yorba Linda. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 92886, we can help you realize your dream of homeownership
M.C.R. Financial Services, Inc, a Mortgage Broker Company that focus on Real Estate Home Loans. assisting clients with home purchase and refinance home loans.
M.C.R. Financial Services, Inc. believes in making sure that the client’s needs come first to ensure that each client will receive the ultimate customer service experience.
We provide our home buying clients with local expertise to help them find the ideal home and neighborhood to suit their lifestyle. We represent new home developers who specialize in building luxury homes in prime residential neighborhoods. Each home is crafted to offer the best in contemporary design and amenities.
On Time Home Loans Your Lending Experts, Serving the Antelope Valley, San Fernando Valley & the greater Los Angeles area. We walk you through the entire mortgage application process, from the first time we meet until your move in day! Within 1-hour of our initial consultation you'll know your pre-approval status, how much you're approved for.
40015 Sierra Highway, Suite B-275, Palmdale, CA, 93550
To serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
American Commerce Mortgage has been providing clients in California with mortgage financing solutions since 1986. Our excellent reputation as a trusted mortgage professional has been built on our ability to provide fast financing solutions for borrowers. Our integrity and dedication to customer service.
At Foundation FInancial Consultants, INC.. We are a full-service mortgage company based in Palmdale, CA. We specialize in FHA, Conventional, VA Mortgage in Palmdale. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in zip code 93550, we can help you realize your dream of home ownership
