USDA and FHA Pro and Con in Germantown, Montgomery County, MD
In 2025, the USDA loan limit for Germantown in Montgomery county, MD, is $776,600, whereas the FHA limit for a single-family residence is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and to determine the income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can see the USDA, FHA, Conforming, and VA loans side by side, helping you choose the program best suited for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Germantown, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Germantown, MD
Lendersa® aims to connect you with the best possible USDA or FHA loans quickly and with ease. Choose one of three starting points to match with lenders and suitable USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture and available in rural communities. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none.
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Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
2434 Southport Way, Suite D, National City, CA, 91950
GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.
1625 Sweetwater Road, Suite D, National City, CA, 91950
California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
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At USE Credit Union we go above and beyond to provide extraordinary experiences. We care about your needs and every experience. Discover what makes us unique and how we can help make your dreams come true. Wherever life takes you, we’re here to help – with products, services and personalized attention you need at every turn
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Guaranteed Rate was founded on the simple idea of building a mortgage company focused on serving the best interests of our customers. Our straightforward business model is structured to provide our customers with the right products, lowest rates and un-matched service. Today, we're one of the largest independent.
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