USDA Vs. FHA your options comparison in Clarksburg, Montgomery County, MD

In 2025, the USDA loan limit for Clarksburg, situated in Montgomery county of MD, is set at $776,600. Meanwhile, the FHA limit for a single-family home equals $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's finest USDA versus FHA rates. Discover the income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side, helping you to decide which program in best matches your financial situation.

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2025 Loan Limits and Downpayment Requirements in Clarksburg, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Clarksburg, MD

Lendersa® is committed to securing you the best USDA or FHA loan quickly and without any complication. Choose from three initial pathways to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding What a USDA Loan is in MD

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also recognized as a USDA rural development loan. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages are available with no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ranch & Coast Mortgage Group, Inc.
  • 2000 State St, Suite A, Santa Barbara, CA, 93105
  • Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
  • Vanguard Hard Money
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  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.
  • Commercial Loan Express
  • 351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
  • Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions
  • First Fed
  • 105 West 8th Street, Port Angeles, WA, 98362
  • First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace
  • First U.S. Community Credit Union
  • 580 University Avenue, Sacramento, CA, 95826
  • First U.S. has been making a difference in the financial lives of our members with affordable loans, generous savings programs and friendly, personal service full line of savings options, loan solutions and decades of home financing experience, First U.S. has the products and services you need to achieve your goals.
  • California Community Credit Union
  • 8815 Folsom Blvd, Sacramento, CA, 95826
  • California Community Credit Union has been serving our members since 1939! As a full-service financial institution, we offer the same services as most other financial institutions with one major exception - we believe that service also includes some old-fashioned courtesy and a friendly greeting
  • CAHP Credit Union
  • 2843 Manlove Road, Sacramento, CA, 95826
  • CAHPCU utilizes a comprehensive fraud monitoring service that evaluates normal card use. Overseas or out-of-state purchases are generally deemed suspicious and the fraud monitoring program will try to contact the member for verification of the transactions. If the members are not available due to their travels the program may block their cards.
  • Golden 1 Credit Union
  • 8945 Cal Center Dr, Sacramento, CA, 95826
  • The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess
  • MTMG
  • 707 Commons Drive, Suite 103, Sacramento, CA, 95825
  • As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal. I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators
  • Reliant Lending
  • 2100 Northrop Avenue, Suite 900, Sacramento, CA, 95825
  • Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians