USDA Loan Vs. FHA loan pro & con Mount-Airy, Carroll County, MD

In 2025, the USDA loan limit in Mount-Airy of Carroll County, MD, is $430,500. Meanwhile, the FHA limit for a single-family home is $538,200.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, helping determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial needs.

Options for USDA and FHA Loans in Mount-Airy, MD

The aim of Lendersa® is to help you secure the ideal USDA or FHA loan without hassle. Start with one of three paths to connect with lenders and explore USDA loan programs.

Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment at all.

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(512) 328-4545 Lender's profile and map Reviews Charter Lending Corp. 5417 Lipan Apache Bend, Austin, TX, 78738 Charter Lending has been offering lower mortgage rates with superior service in Austin for over 10 years. You always get complete and accurate rates and fees with no cost or obligation. You don’t have to fill out a lot of forms. We value the successful self employed and/or sophisticated borrower.
(512) 705-1020 Lender's profile and map Reviews Lakeway Lending 2802 Flintrock Trace# 212, Austin, TX, 78738 Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
$Mid-Tex Federal Credit Union Logo$ (325) 248-6005 Lender's profile and map Reviews Mid-Tex Federal Credit Union 3808 Highway 377 South, Brownwood, TX, 76801 Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.
$Cen-Tex Manufacturing Credit Union Logo$ 325-646-3551 Lender's profile and map Reviews Cen-Tex Manufacturing Credit Union 4488 Hwy 377 South, Brownwood, TX, 76801 On November 6, 1979, the 3M plant manager, personal manager, and other staff members formed a board of directors and meet with the Texas Credit Union League to organize a new credit union to better serve the 3M community. The name Cen-Tex Manufacturing Credit Union was chosen to represent the bond shared by 3M employees.
(830) 693-1840 Lender's profile and map Reviews Homecorp Mortgage 217 Avenue N, Marble Falls, TX, 78654 Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
(512) 971-2922 Lender's profile and map Reviews Asset Lending TX PO Box 1652, Buda, TX, 78610 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(512) 650-8117 Lender's profile and map Reviews 1ST QUEST MORTGAGE 14301 Echo Bluff, Austin, TX, 78737 1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
(512) 775-4949 Lender's profile and map Reviews IHS Mortgage LLC 13674 Trautwein Rd, Austin, TX, 78737 The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.
(512) 845-0451 Lender's profile and map Reviews 1ST QUEST MORTGAGE 14301 Echo Bluff, Austin, TX, 78737 1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.
(701) 748-2233 Lender's profile and map Reviews Union State Bank of Hazen 209 Central Avenue NW, Hazen, ND, 58545 Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
5126596344 Lender's profile and map Reviews Versi-Fi Capital 189 Jackson River Loop, Kyle, TX, 78640 We were house flippers before lenders, we know what you do and why you do it! Reach out and see how we can work together for years to come! If you have questions, email me at [email protected]! Or call me at 512-659-6344! Looking forward to a long lasting relationship!
(830) 875-2472 Lender's profile and map Reviews Citizens State Bank Luling TX 200 South Magnolia Avenue, Luling, TX, 78648 Citizens State Bank was founded November 12, 1913 by Dr. Sidney J. Francis. In 1996, the Francis family sold majority ownership to a group headed by Dr. Morris Spector. Dr. Spector joined the Board of Directors in 1993 and currently serves as Board Chairman. Other Board members are Ruben Robledo, D. Wade Hayden, David Spector, Rudy Rodriguez.