USDA Loan Vs. FHA loan for Bowleys-Quarters, MD 2026

In 2026, within Baltimore county, MD, the USDA loan limit for Bowleys-Quarters is $430,500. Meanwhile, the FHA limit for a single-family home stands at $538,200.

Utilize Lendersa®'s USDA loan calculator to explore today's USDA versus FHA best rates, determining the necessary income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program in tailored to your financial needs.

USDA and FHA Loan Options in Bowleys-Quarters, MD

Lendersa® is dedicated to securing the most advantageous USDA or FHA loan promptly and simply. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MD

The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, providing a more accessible option for approved individuals.

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Bowleys-Quarters Lenders
(410) 687-5240 Lender's profile and map LM Federal Credit Union 101 Chesapeake Park Plaza, Middle River, MD, 21220 Lends in Maryland 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
(866) 817-0378 Lender's profile and map RESIDENTIAL MORTGAGE SOLUTIONS 1515 Martin Blvd., Baltimore, MD, 21220 Lends in Maryland Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
(888) 222-6960 Lender's profile and map Open House Lending Corporation 7939 Honeygo Boulevard, Suite 203, Baltimore, MD, 21236 Lends in Maryland Open House Lending Corporation is a full-service mortgage company that goes the extra mile and produce's results. Our team has helped hundreds buy and refinance their homes decade after decade. Families have trusted our experienced team to handle not only their mortgage's but their family and friends too.
(410) 633-8850 Lender's profile and map Members First of Maryland Federal Credit Union 1631 Merritt Boulevard, Baltimore, MD, 21222 Lends in Maryland In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
(410) 917-7518 Lender's profile and map United Trust Financial LLC 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222 Lends in Maryland Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
(410) 663-2500 Lender's profile and map Destinations Credit Union 8767 Satyr Hill Road, Parkville, MD, 21234 Lends in Maryland Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services
(410) 665-7600 Lender's profile and map Chesapeake Bank 2001 East Joppa Road, Baltimore, MD, 21234 Lends in Maryland Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland. The Bank operates from its main office in Parkville
(410) 327-5220 Lender's profile and map Homewood Federal Savings Bank 3228-30 Eastern Ave, Baltimore, MD, 21224 Lends in Maryland Homewood Federal Savings Bank is your neighborhood bank of choice in Southeast Baltimore and in the greater metropolitan area. In business since the early 1900’s, we pride ourselves on providing exceptional customer service with a smile. Whether you are a Highlandtown neighbor or a resident of Canton, Fells Point or Harbor East.
(410) 750-0020 Lender's profile and map Howard Bank 3301 Boston Street, Baltimore, MD, 21224 Lends in Maryland At Howard Bank, business is always personal. It’s the difference between a good Banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. This is about building dreams and legacies.