FHA Vs. USDA loan program for Bowleys-Quarters, Baltimore County, Maryland

In 2026, within Baltimore county, MD, the USDA loan limit for Bowleys-Quarters is $430,500. Meanwhile, the FHA limit for a single-family home stands at $538,200.

Utilize Lendersa®'s USDA loan calculator to explore today's USDA versus FHA best rates, determining the necessary income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program in tailored to your financial needs.

USDA and FHA Loan Options in Bowleys-Quarters, MD

Lendersa® is dedicated to securing the most advantageous USDA or FHA loan promptly and simply. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, providing a more accessible option for approved individuals.

Get top 10
USDA LENDERS
customized to yout needes

(443) 396-2600 Lender's profile and map Reviews Renaissance Lenders, Inc 8221 Richie Highway, Suite 203, Pasadena, MD, 21122 Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
(888) 838-0372 Lender's profile and map Reviews Coastline Mortgage 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122 Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
(410) 420-2071 Lender's profile and map Reviews 212 Mortgage Group Inc 1676 Campbell Road, Forest Hill, MD, 21050 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
(410) 584-7228 Lender's profile and map Reviews Point Breeze Credit Union 11104 McCormick Road, Hunt Valley, MD, 21031 Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
(410) 785-2200 Lender's profile and map Reviews Eastern Savings Bank 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031 Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
(410) 584-7474 Lender's profile and map Reviews Atlantic Financial 40 Schilling Road, Hunt Valley, MD, 21031 Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.
(410) 878-9730 Lender's profile and map Reviews Direct Mortgage Loans, LLC 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031 Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
(410) 487-7328 Lender's profile and map Reviews SECU Credit Union 971 Corporate Blvd, Linthicum Heights, MD, 21090 SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
(888) 532-5674 Lender's profile and map Reviews US Mutual Home Loans Inc 201 International Circle, Suite 230, Hunt Valley, MD, 21030 We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
(410) 683-1500 Lender's profile and map Reviews Alliance Mortgage Funding Inc 111 Warren Road, Suite 10A, Cockeysville, MD, 21030 Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
(410) 628-0500 Lender's profile and map Reviews Freedmont Mortgage Group 50 Scott Adam Rd, Cockeysville, MD, 21030 Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.