In 2025, the USDA loan limit in Middle-River, within Baltimore county, MD, is $430,500, whereas the FHA limit for a single-family home is $538,200.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. The calculator will assess the income level, credit, reserves, and required documents for qualifying. Our advanced mortgage tool enables you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in
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| Type of Loan | Loan Limit | Down Payment |
| USDA | $430,500 | 0% |
| FHA | $538,200 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to secure the most favorable USDA or FHA loan efficiently and without hassle. Choose one from the three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is secured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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