USDA Loan Vs. FHA loan for Middle-River, MD 2026

In 2026, the USDA loan limit in Middle-River, within Baltimore county, MD, is $430,500, whereas the FHA limit for a single-family home is $538,200.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. The calculator will assess the income level, credit, reserves, and required documents for qualifying. Our advanced mortgage tool enables you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in to suit your financial circumstances.

Exploring USDA and FHA Loan Options in Middle-River, MD

The aim of Lendersa® is to secure the most favorable USDA or FHA loan efficiently and without hassle. Choose one from the three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

A USDA home loan is secured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage loan requires no down payment at all.

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(410) 785-2200 Lender's profile and map Reviews Eastern Savings Bank 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031 Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
(410) 584-7474 Lender's profile and map Reviews Atlantic Financial 40 Schilling Road, Hunt Valley, MD, 21031 Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.
(410) 878-9730 Lender's profile and map Reviews Direct Mortgage Loans, LLC 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031 Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
(410) 487-7328 Lender's profile and map Reviews SECU Credit Union 971 Corporate Blvd, Linthicum Heights, MD, 21090 SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
(888) 532-5674 Lender's profile and map Reviews US Mutual Home Loans Inc 201 International Circle, Suite 230, Hunt Valley, MD, 21030 We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
(410) 683-1500 Lender's profile and map Reviews Alliance Mortgage Funding Inc 111 Warren Road, Suite 10A, Cockeysville, MD, 21030 Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
(410) 628-0500 Lender's profile and map Reviews Freedmont Mortgage Group 50 Scott Adam Rd, Cockeysville, MD, 21030 Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
(443) 961-2500 Lender's profile and map Reviews Equity One Lending 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208 We know each family wants to hear those words, and the Road To Close can seem unfamiliar and stressful in today’s lending arena. The families we’ve helped have all found their own peace of mind thanks to our World-Class Digital Mortgage Experience. We’ve made it as easy as possible to apply, and even easier to get to the finish line.
(888) 350-9996 Lender's profile and map Reviews Mid-Atlantic Financial Group 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208 Mid-Atlantic Financial Group, LLC is a commercial mortgage brokerage firm in Baltimore, Maryland that specializes in financing for non-owner residential and commercial real estate. With over 10 years of commercial real estate experience, we are able to help structure and fund those tough non-bankable situations.
(410) 415-6669 Lender's profile and map Reviews Ronis Mortgage Network Inc 4510 Coffee Tree Court, Pikesville, MD, 21208 Ronis Mortgage Network, Inc. is a full-service mortgage company committed to provide you with personal service. The owner, Bruce Ronis, will review all your options with a no cost in home consultation. We get you the lowest rates possible and provide the attention and service you deserve.
(410) 486-3911 Lender's profile and map Reviews First Trust Financial LLC 1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208 First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.
(855) 200-4663 Lender's profile and map Reviews OM Mortgage LLC 1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208 OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.