USDA Loan Vs. FHA loan for Middle-River, MD [Baltimore County ]

In 2025, the USDA loan limit in Middle-River, within Baltimore county, MD, is $430,500, whereas the FHA limit for a single-family home is $538,200.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. The calculator will assess the income level, credit, reserves, and required documents for qualifying. Our advanced mortgage tool enables you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in to suit your financial circumstances.

Exploring USDA and FHA Loan Options in Middle-River, MD

The aim of Lendersa® is to secure the most favorable USDA or FHA loan efficiently and without hassle. Choose one from the three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

A USDA home loan is secured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage loan requires no down payment at all.

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(510) 821-1806 Lender's profile and map Reviews The Bay Brokerage Inc 4020 Fabian Way, Suite 305, Palo Alto, CA, 94303 The Bay Brokerage is a dynamic team of agents mentored by Taskeen, she has over 18 years of experience and has brought her years of knowledge and expertise into this now large group. Residing and working in the Bay Area they offer specialties that complement one another and make for a great company to do business with.
(855) 904-0188 Lender's profile and map Reviews American Credit® 2100 Geng Road, Suite 210, Palo Alto, CA, 94303 American Credit Inc. is an fintech secured business loan provider, focusing on asset-based loans and invoice/AR financing. The size of the loan ranges from $20K - 500K, and terms are up to 60 months. We have proprietary risk/credit worthiness screening technology, reinforced by artificial intelligence and blockchain technology.
(510) 758-7600 Lender's profile and map Reviews Griselda Ledesma and Ledesma Team 12553 San Pablo Avenue, Richmond, CA, 94805 Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.
(510) 845-6428 Lender's profile and map Reviews Cooperative Center FCU 3015 San Pablo Ave, Berkeley, CA, 94702 At Cooperative Center FCU being part of the cooperative movement is, quite literally, baked into our DNA. As a Certified Minority Depository and Community Development Financial Institution our mission is to serve the underserved and unbanked/underbanked in the communities, Alameda and West Contra Costa Counties, our field of membership work or live
(510) 367-4492 Lender's profile and map Reviews ZRE Funding 3646 Park Ridge Drive, Richmond, CA, 94806 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(925) 301-7445 Lender's profile and map Reviews Delta Bay Realty 2578 Mac Arthur Avenue, San Pablo, CA, 94806 Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.
(510) 222-8840 Lender's profile and map Reviews Jadestone Mortgage, Inc. 3260 Blume Dr, Suite 320, Richmond, CA, 94806 "Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans. Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.
(510) 433-5400 Lender's profile and map Reviews Community Bank of the Bay 180 Grand Avenue, Suite 1550, Oakland, CA, 94612 Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.
(510) 628-4358 Lender's profile and map Reviews Matson Credit Union loan 475 14th Street, Suite 220, Oakland, CA, 94612 Chartered in 1938, Matson Employees’ Federal Credit Union was established to provide the best services possible — in a friendly atmosphere — for our members and their families. We are a non-profit, financial cooperative owned by you, our members. So you can rest assured that we will always be looking out for your best interest
(510) 444-5626 Lender's profile and map Reviews Money Source 1300 Clay St, Suite 600, Oakland, CA, 94612 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(415) 989-8855 Lender's profile and map Reviews TMC Financing 1720 Broadway, 3rd Floor, Oakland, CA, 94612 TMC is the no. 1 SBA 504 lender in the nation. Since 1981, TMC has provided $10 billion in financing for over 6, 000 businesses throughout California and Nevada. This financing has resulted in the creation or retention of an estimate 60, 000 jobs. Now licensed to operate in Arizona!
(925) 289-7602 Lender's profile and map Reviews Falcon Bridge Capital LLC 1999 Harrison Street, Suite 1575, Oakland, CA, 94612 Falcon Bridge Capital formed in 2007 as part of a Joint Venture with a large Private Equity firm to invest in distressed Residential Mortgage Backed Securities ("RMBS"). The Company's clients include endowments/pensions, community banks, and private equity firms.The Company has expertise in structured products.