In 2026, the USDA loan limit in Joppatowne, in the county of Harford, MD, is $466,400. The FHA limit for a single-family home is $632,500.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side, assisting you in identifying the most suitable program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Joppatowne, County of Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Joppatowne, MD
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting pathways to find matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which need a 3.5% down payment, USDA loans require no down payment at all.
At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.
Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.
Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County
Hometuity is a mega-team at Nueva RE that was founded by a group of inspiring and innovative individuals who wanted to put an emphasis on agency identity and team presence. We provide an array of complimentary services so that our clients can get the most out of their transaction.
Jael has worked in the Real Estate Industry for over 14 years holding several key positions: Realtor®, Escrow Officer, Senior Transaction Coordinator, Sales Manager and Construction Liaison. Having held these positions, Mrs. Munoz has developed exceptional organizational and management skills
New World Mortgage focuses on pairing you with the right mortgage loan program in the fastest time possible, without compromising attention to detail. We’ve helped many people throughout Los Angeles, Orange, Riverside and San Bernardino Counties, making their dreams of owning a home a reality.
In 2005, Bryan's parents were misled by a mortgage company and purchased a home with a risky variable rate. They struggled to make their payments and had many hardships throughout the years. This motivated me to pursue a career in the mortgage industry in order to help families make intelligent financial decisions.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Power House Mortgage and Real Estate Services, Inc.
9317 Firestone Boulevard, Downey, CA, 90241
We are a full-service mortgage company based in Downey, CA. We specialize in FHA loans, first time home buyer programs and VA Mortgage in Downey. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or Refinancing in or around zip code 90241, we can help you realize your dream of home ownership