USDA VS FHA in Sykesville, Carroll County, MD

As of 2025, in the county of Carroll, located within Sykesville, MD, the USDA loan threshold stands at $466,400, whereas for a single-family residence, the FHA threshold is set at $632,500.

Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rate options, and ascertain the required income level, credit score, reserves, along with other necessary documentation for loan qualification. Our state-of-the-art mortgage calculator provides a comparative look at USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the most suitable lending program in MD for your individual financial needs.

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2025 Loan Thresholds and Down Payment Details in Sykesville, County of Carroll, MD

Loan Type Loan Limit Down Payment Required
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Sykesville, MD

The primary aim of Lendersa® is to facilitate your access to an optimal USDA or FHA loan swiftly and without complexity. Choose from one of three available starting points, which align suitable lenders with applicable USDA loan programs tailored for you.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in MD

A USDA home loan is a federal government-backed loan endorsed by the Department of Agriculture, often referred to as a USDA rural development loan or a USDA mortgage, suitable exclusively for rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.
  • Custer Federal State Bank
  • 341 South 10th Avenue, Broken Bow, NE, 68822
  • Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
  • Nebraska State Bank
  • 945 South D St, Broken Bow, NE, 68822
  • The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.
  • COMMUNITY BANK OF OKLAHOMA
  • 101 West Highway 62, Verden, OK, 73092
  • Our goal is to provide each of our customers with exceptional service, competitive rates and a personalized banking experience. Community Bank of Oklahoma offers a full range of services to suit your banking needs. We're here to serve you! On behalf of the officers & employees of Community Bank of Oklahoma.
  • One World Bank
  • 2449 Walnut Hill Lane, Dallas, TX, 75229
  • Since the first day One World Bank opened its doors it began with one mission and that is to provide personal and customized financial services to our customers. We are committed to making your banking experience an enjoyable one. It is my sincere and personal commitment that you will enjoy banking with us and enjoy working with our staff.
  • HSC Financial Services LLC
  • 11536 Harry Hines Boulevard, Suite 215, Dallas, TX, 75229
  • HSC Financial Services was founded in 2015 as a financial planning firm, serving both individuals and small-business owners. Since then, it has been licensed to operate an insurance agency and registered investment advisor (RIA). While clients remain free to implement their financial.
  • College Savings Bank, a Division of NexBank SSB
  • 2515 McKinney Ave, Suite 1100, Dallas, TX, 75201
  • Our primary business is college savings and has been since 1987. Customers want the assurance and security in knowing the money they saved is available at a set time, without erosion by market losses. Further, we are the Service Manager for the AZ529 Bank Plan and the Program Manager for Indiana's CollegeChoice CD 529 Savings Plan.
  • NexBank, SSB
  • 2515 Mckinney Ave, Suite 1100, Dallas, TX, 75201
  • NexBank Capital, Inc. is a financial services company that serves its clients through three core businesses: Institutional Banking, Commercial Banking, and Mortgage Banking. NexBank provides customized financial and banking services primarily to institutional clients, financial institutions, and corporations nationwide.