As of 2025, in the county of Carroll, located within Sykesville, MD, the USDA loan threshold stands at $466,400, whereas for a single-family residence, the FHA threshold is set at $632,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rate options, and ascertain the required income level, credit score, reserves, along with other necessary documentation for loan qualification. Our state-of-the-art mortgage calculator provides a comparative look at USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the most suitable lending program in MD for your individual financial needs.
2025 Loan Thresholds and Down Payment Details in Sykesville, County of Carroll, MD
Loan Type
Loan Limit
Down Payment Required
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Sykesville, MD
The primary aim of Lendersa® is to facilitate your access to an optimal USDA or FHA loan swiftly and without complexity. Choose from one of three available starting points, which align suitable lenders with applicable USDA loan programs tailored for you.
A USDA home loan is a federal government-backed loan endorsed by the Department of Agriculture, often referred to as a USDA rural development loan or a USDA mortgage, suitable exclusively for rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
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