As of 2025, in the county of Carroll, located within Sykesville, MD, the USDA loan threshold stands at $466,400, whereas for a single-family residence, the FHA threshold is set at $632,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rate options, and ascertain the required income level, credit score, reserves, along with other necessary documentation for loan qualification. Our state-of-the-art mortgage calculator provides a comparative look at USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the most suitable lending program in MD for your individual financial needs.
2025 Loan Thresholds and Down Payment Details in Sykesville, County of Carroll, MD
Loan Type
Loan Limit
Down Payment Required
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Sykesville, MD
The primary aim of Lendersa® is to facilitate your access to an optimal USDA or FHA loan swiftly and without complexity. Choose from one of three available starting points, which align suitable lenders with applicable USDA loan programs tailored for you.
A USDA home loan is a federal government-backed loan endorsed by the Department of Agriculture, often referred to as a USDA rural development loan or a USDA mortgage, suitable exclusively for rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you
EvaBank is cautiously aggressive in its loan policy as well as in its deposit policy. EvaBank strives to beat the competition both service wise and rate wise. We offer ATM/Check Cards, online Banking, mobile Banking and mobile deposit.We can make a decision with respect to automobile loans and other personal loans within a matter of minutes.
Traditions Bank is a true community Bank. That’s why we do things different here. We make personal connections with our customers and create ways to ensure we are helping guide their financial security and prosperity. These connections and agility are what “Building Bridges” means to us. In a world where financial services.
Peoples Bank of Alabama was born in 1977 as Peoples Bank of Holly Pond. Back then the citizens of this community needed a local Bank to serve their financial needs - one that understood their specific needs, wants, and dreams. We began with a simple mission of putting people first and doing what is right.
The Mortgage Center began in August 1992 as a one-man operation located in Cullman, Alabama. The company now has 2 offices in Alabama and has grown to one of the largest independent mortgage brokers in Alabama. The company has funded over 15,000 mortgage loans since its inception.
We're a nonprofit banking solution with a long standing commitment to the financial health and wellness of our community. We serve 11 counties throughout western Kentucky, providing savings, checking accounts, home loans, car loans and retirement planning options. With no stockholders or investors, Signet has the privilege
C-Plant Federal Credit Union is a not-for-profit financial cooperative dedicated to meeting the financial needs of its members. For over 70 years, we have striven to help the hard-working residents of Western Kentucky make the most of their money through friendly service and innovative financial products.
The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
