USDA and FHA Pro and Con in Kingsville, Baltimore County, MD
In 2026, the USDA loan limit for Kingsville, located in the county of Baltimore, MD, is $466,400. In contrast, the FHA limit for a single-family home is $632,500.
The Lendersa® USDA loan calculator allows you to compare top USDA and FHA rates today, assessing the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in is best suited to your financial needs.
2026 Loan Limits and Downpayment Requirements in Kingsville, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring Options for USDA and FHA Loans in Kingsville, MD
The objective of Lendersa® is to quickly secure you the most suitable USDA or FHA loan with ease. Choose from one of three starting points to engage with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
"5 Star Loans is a trustworthy car title loan company providing its customers with a solution to a better financial future.
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2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.
5151 California Avenue, Suite 100, Irvine, CA, 92617
We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
100 E MacArthur Blvd Unit 108, Santa Ana, CA, 92707
Introducing Keyswag Lending! Our expert team, led by Jeremiah Ibrahim, is dedicated to offering tailored loan options that fit your unique needs. With our top-notch advice and unbeatable service, we ensure your home buying journey is seamless, no matter your location. Connect with us today for a stress-free lending experience! Contact us at jeremia
6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
Founded in 2009, ONY GLO, Inc. dba. OGI Mortgage Bankers is an independent, full-service, residential mortgage Banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
4 Hutton Centre Dr, Suite 500, Santa Ana, CA, 92707
Residential Lending Solutions employs professional real estate financing professionals who are dedicated to helping you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages.