USDA VS FHA in Kingsville, Baltimore County, MD

In 2025, USDA loan limit in Kingsville, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Kingsville, county of Baltimore, MD

Loan Type Loan Limit Down payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Kingsville, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AAFC Group LLC
  • 3430 Sunset Avenue, Suite 17, Ocean, NJ, 07712
  • We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
  • The Loan Tree Corp
  • 922 Main Street, Asbury Park, NJ, 07712
  • The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates
  • Advisors Mortgage Group, L.L.C.
  • 1411 Highway 35, Asbury Park, NJ, 07712
  • Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast
  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
  • Second Generation Mortgage Group LLC
  • 788 Shrewsbury Avenue, Tinton Falls, NJ, 07724
  • our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
  • MDE Home Loans, LLC
  • 766 Shrewsbury Avenue, East Bldg, Suite 204, Tinton Falls, NJ, 07724
  • MDE Home Loans is dedicating to fulfilling the American Dream of home ownership by providing buyers access to financing and industry leading lending services.Our highly trained team averages more than two decades of experience in mortgage lending. We understand that each customer has specific needs & we strive to deliver personalized.
  • Advanced Financial Federal Credit Union
  • 785 Central Avenue, New Providence, NJ, 07974
  • Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
  • Heritage Mortgage Banking Corp
  • 25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
  • Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade
  • BRIDGEWAY MORTGAGE
  • 52 Maple Avenue, Morristown, NJ, 07960
  • "We are a full service mortgage broker in Morristown, New Jersey with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to reverse mortgages. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates"
  • L'Oréal USA Federal Credit Union
  • 30 L'Oreal Way, Clark, NJ, 07066
  • At L'Oréal USA Federal Credit Union, we make loans for almost any worthwhile purpose. In fact, we have all the lending services most our members will ever need including: Secured Loans Unsecured Loans And Much More! Of course, you can expect all of our lending services to come with the prompt and friendly service you deserve as a member.