In 2025, the USDA loan limit for Kingsville, located in the county of Baltimore, MD, is $466,400. In contrast, the FHA limit for a single-family home is $632,500.
The Lendersa® USDA loan calculator allows you to compare top USDA and FHA rates today, assessing the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $466,400 | 0% |
| FHA | $632,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to quickly secure you the most suitable USDA or FHA loan with ease. Choose from one of three starting points to engage with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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