USDA Vs. FHA Pro and Con comparison in Jarrettsville, Harford County, MD
For 2026, the USDA loan limit in Jarrettsville, within Harford county, MD, is $466,400. In contrast, the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. It helps assess the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare side by side USDA, FHA, Conforming, and VA loans, aiding your decision on which program in best fits your financial needs.
2026 Loan Limits and Downpayment Requirements in Jarrettsville, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jarrettsville, MD
The goal of Lendersa® is to efficiently provide you with the best USDA or FHA loan, quickly and without hassle. Choose from three starting points to connect with lenders and USDA programs.
The USDA home loan, backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
"Since 1995, with our over 100 years of combined mortgage lending & real estate experience,
Macro Financial Group has originated thousands of home loans for the residents of Colorado.
In an ever-changing industry we pride ourselves on having the experience, education and relationships
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390 Interlocken Crescent, Suite 350, Centennial, CO, 80021
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390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
Elite Financial Team, LLC is a local, Colorado-based mortgage company, whose goal is to provide some of the lowest rates combined with some of the lowest fees, for any given loan scenario, without compromising superior customer service and satisfaction. Our goal is to provide a level of service second to non.
8181 Arista Place, Suite 100, Broomfield, CO, 80021
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390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
