USDA Vs. FHA your options comparison in Jarrettsville, Harford County, MD
For 2025, the USDA loan limit in Jarrettsville, within Harford county, MD, is $466,400. In contrast, the FHA limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. It helps assess the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare side by side USDA, FHA, Conforming, and VA loans, aiding your decision on which program in best fits your financial needs.
2025 Loan Limits and Downpayment Requirements in Jarrettsville, Harford, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jarrettsville, MD
The goal of Lendersa® is to efficiently provide you with the best USDA or FHA loan, quickly and without hassle. Choose from three starting points to connect with lenders and USDA programs.
The USDA home loan, backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
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