USDA Vs. FHA your options comparison in Forest-Glen, Montgomery County, MD

In 2026, the USDA loan limit for Forest-Glen in Montgomery county, MD, stands at $657,900, whereas the FHA limit for single-family homes is $822,375.

Employ the Lendersa® USDA loan calculator to contrast today's USDA and FHA top rates, assessing the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program in , adapted to your financial situation.

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2026 Loan Limits and Down Payment Requirements in Forest-Glen, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Discover USDA and FHA Loan Options in Forest-Glen, MD

The aim of Lendersa® is to secure you the best possible USDA or FHA loan quickly and conveniently. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in MD?

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, making them more accessible for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Infinity Capital Finance
  • 10411 Motor City Dr, 7th Floor, Bethesda, MD, 20817
  • "Infinity Capital Finance is a direct private money lender that provides financing through loans secured by non-owner occupied residential real estate. With more than 30 years of combined experience, the partners of Infinity Capital Finance have organized operations around sound business practices, integrity, efficiency,"
  • OAS FCU
  • 1145 17th Street NW, Washington, DC, 20036
  • OAS FCU was born as a joint effort by people from all over the Americas with unique needs that banks were unable to meet. Since then, we have extended our services to various organizations whose members encounter similar challenges We started in 1962 serving the employees of the Organization of American States.
  • Fannie Mae
  • 1100 15th Street NW, Washington, DC, 20005
  • Fannie Mae serves the people who house America. We are a leading source of financing for mortgage lenders, providing access to affordable mortgage financing in all markets at all times. Our financing makes sustainable homeownership and workforce rental housing a reality for millions of Americans. We also help make possible the popular 30-year, fixe
  • Georgetown University Alumni & Student Federal Credit Union
  • 3700 O Street NW, Suite 1328, Washington, DC, 20057
  • The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience
  • Metropolitan Funding Group LLC
  • 502 Calvin Lane, Rockville, MD, 20851
  • Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
  • Treasury Department Federal Credit Union
  • 1101 2nd Street NE, Washington, DC, 20002
  • The Treasury Department Federal Credit Union (TDFCU) founded in 1935, is a full service financial institution with a voluntary Board of Directors that is elected by our membership. Each member is an owner of the credit union with an equal vote Our purpose is to improve the quality of life of our members by providing affordable financial products an
  • PAHO/WHO FEDERAL CREDIT UNION
  • 506 23rd Street NW, Washington, DC, 20037
  • Pan American Health Organization (PAHO) and the World Health Organization (WHO) have put their trust in us. It’s an alliance we do not take lightly. It’s why we call ourselves PAHO/WHO FCU. It is our honor to ensure the people who put in the long hours and devote years of their lives to humanity are given the financial tools they need to succeed
  • Interior Federal Credit Union
  • 1849 C Street NW, Room B038, Washington, DC, 20240
  • Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
  • IDB Global Federal Credit Union
  • 1300 New York Avenue NW, Washington, DC, 20577
  • The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.
  • HUD Federal Credit Union
  • 451 7th Street SW, Suite 3241, Washington, DC, 20410
  • HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
  • GSA Federal Credit Union
  • 1800 F Street NW, Room 1211, Washington, DC, 20405
  • GSA Federal Credit Union offers a different approach to banking. After our expenses are met, we return profits to our member/owners in the form of higher savings rates, lower loan rates and minimal fees Our Mission To provide financial services that promote the wise use of money To be a benefit of employment