USDA and FHA Pro and Con in Silver-Spring, Montgomery County, MD
For 2026, in Silver-Spring, within Montgomery county of MD, the USDA loan limit stands at $657,900, while the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to evaluate today's leading rates for USDA versus FHA loans and figure out the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in determining the best program for your financial needs in Alabama.
Loan Limits and Downpayment Requirements for 2026 in Silver-Spring, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Silver-Spring, MD
The aim of Lendersa® is to swiftly connect you to the best USDA or FHA loan without hassle. Choose from three different starting points to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
We have provided service to thousands of customers arranging a variety of real estate loans – residential, multi-family, land, reverse mortgages, construction and commercial. We take the time to get to know your needs and goals and match those to the hundreds of loan programs at our disposal.
Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
Titan Group Enterprises is a boutique consulting firm with over 30 combined years experience, offering solutions for business operators with strategic planning to increase efficiencies or capital infusion. We also know what it takes to be involved in real estate development and purchases.
1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954
Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954
First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.
Your Townsend Commercial Lending Team has a combined experience of over 100 years in the industry. As part of the APMC Family we take great pride in closing over $20 billion in loan production yearly and being ranked as one of the Top 15 Mortgage Companies in America (by Mortgage Executive Magazine).
Uncaged Capital LLC Is The Leading Nationwide Private Money & Mortgage Lender That Specializes In Fast And Flexible Lending Processes.
Whether you are a new borrower or an experienced real estate investor, Uncaged Capital LLC will guide you every step of the loan process. We have a unique perspective on the loan process and ensure a supportive m
In 1971, Bank of the Orient opened its headquarters in the heart of San Francisco’s Financial District to serve the banking needs of the Asian-American community. During past 46 years, we have continued to provide financial support and assistance to help local communities grow and prosper.
