USDA Loan Vs. FHA loan pro & con Silver-Spring, Montgomery County, MD

In 2025, USDA loan limit in Silver-Spring, county of Montgomery, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Silver-Spring, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(732) 389-9701 Lender's profile and map Reviews Progress Capital 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724 Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
(732) 741-1933 Lender's profile and map Reviews Second Generation Mortgage Group LLC 788 Shrewsbury Avenue, Tinton Falls, NJ, 07724 our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
(732) 820-8140 Lender's profile and map Reviews MDE Home Loans, LLC 766 Shrewsbury Avenue, East Bldg, Suite 204, Tinton Falls, NJ, 07724 MDE Home Loans is dedicating to fulfilling the American Dream of home ownership by providing buyers access to financing and industry leading lending services.Our highly trained team averages more than two decades of experience in mortgage lending. We understand that each customer has specific needs & we strive to deliver personalized.
(718) 356-2900 Lender's profile and map Reviews Richmond County Mortgage 7448 Amboy Road, Staten Island, NY, 10307 at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
(908) 322-5535 Lender's profile and map Reviews AMERICAN UNITED MORTGAGE CORPORATION 210 Haven Avenue, Scotch Plains, NJ, 07076 American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
(570) 955-1700 Lender's profile and map Reviews Peoples Security Bank and Trust Company 150 North Washington Avenue, Scranton, PA, 18503 Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
(570) 348-9192 Lender's profile and map Reviews Scranton Times Downtown Federal Credit Union 129 Penn Avenue, Scranton, PA, 18503 Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
(570) 342-2720 Lender's profile and map Reviews Penn East Federal Credit Union 441 N 7th Avenue, Scranton, PA, 18503 Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
(570) 961-5300 Lender's profile and map Reviews NET Credit Union 119 Mulberry Street, Scranton, PA, 18503 NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
(570) 382-3686 Lender's profile and map Reviews Kapital Mortgage Lending LLC 329 Penn Avenue, Suite 200, Scranton, PA, 18503 We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.
(570) 348-2140 Lender's profile and map Reviews CMC-FCPI Employees Federal Credit Union 415 Colfax Avenue, Scranton, PA, 18510 The CMC Employees FCU was established in 1975. On January 1, 1991 FCPI FCU merged with CMC Employees FCU creating CMC-FCPI Employees FCU. Our field of membership includes: employees, doctors, medical staff, and technicians of the Geisinger Community Medical Center who work in Scranton.