USDA Loan Vs. FHA loan for Silver-Spring, MD [ best of 2023]

In 2025, USDA loan limit in Silver-Spring, county of Montgomery, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Silver-Spring, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

310 557 1212 2303 miles Lender's profile and map Reviews Century City Mortgage 1801 Century Park East #1101, Los Angeles, CA, 90067 Century City Mortgage is a full service mortgage brokerage operation that provides financing across almost all real estate categories. Our goal has been to provide property owners of all levels with not just financing, but long term strategy advice for their particular situation.
424 270 0168 2303 miles Lender's profile and map Reviews Archway Funding 1875 Century Park East, Suite #900, Los Angeles, CA, 90067 Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.
(425) 214-1266 2303 miles Lender's profile and map Reviews Dolan Mortgage Group 22525 SE 64th PL, Suite 202, Issaquah, WA, 98027 We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.
(425) 961-0606 2303 miles Lender's profile and map Reviews Peak Mortgage Partners 165 NE Juniper Street, Suite 202, Issaquah, WA, 98027 Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .
425-222-5127 2303 miles Lender's profile and map Reviews Pacific Northwest Trust 22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027 Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.
425-677-8574 2303 miles Lender's profile and map Reviews Juniper Capital 11 Front St S, Suite 101, Issaquah, WA, 98027 Juniper Capital is one of the leading private money lenders in the greater Seattle, Washington area. We deliver fast commercial and investment residential real estate loans without the strict requirements that you may encounter with conventional lenders. We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest
(310) 323-0035 2303 miles Lender's profile and map Reviews Pacific West Mortgage Fund 1971 West 190th Street, Suite 200, Torrance, CA, 90504 "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing. For brokers and potential borrowers: -Business purpose loans only on most property types. -Our primary area is Southern CA but will consider loans in any major market etc.."
(425) 458-7430 2303 miles Lender's profile and map Reviews Halcyon Home Loans 119 Cedar Ave, Snohomish, WA, 98290 Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.
(360) 563-9590 2303 miles Lender's profile and map Reviews Snohomish Mortgage Company 1030 Ave D, Suite 7, Snohomish, WA, 98290 Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.
(310) 320-4588 2303 miles Lender's profile and map Reviews Parishioners Federal Credit Union 2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501 Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.
(310) 504-1577 2303 miles Lender's profile and map Reviews Henry Munoz Real Estate Loans 2430 Torrance Blvd, Suite F, Torrance, CA, 90501 Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.